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About Medigap Assist
Medigap Assist is a Washington-only guide to Medicare Supplement insurance, run by Maru Insurance, an independent insurance agency, and its founder, Vadim Marusin.
I built it because the information people need to choose a Medigap plan in Washington is scattered. The state publishes an approved rate chart, the switching rules are in the Revised Code of Washington, and each insurer only talks about itself. This site puts the state's own numbers and rules in one place and keeps them current.
How I work
- One agent, one phone number. When you call, you reach me, not a call center.
- Washington only. I'm licensed in Washington, and every page here is about Washington's rules and Washington's insurers.
- Statewide. I work with clients in every county by phone, email and video.
- Your choice. I'll tell you what I'd pick in your situation and why, including when the cheapest plan is one I can't sell you.
How I'm paid
You pay the same premium whether you buy through an agent or directly from the insurer. Insurers pay agents a commission that's already built into their filed rates. There's no fee to talk with me or to have me help with an application.
Credentials you can check
- Vadim Marusin, licensed insurance producer
- Washington license (WAOIC) #1365574
- National Producer Number 22261820
- Maru Insurance, independent agency
You can confirm my license on the Washington Office of the Insurance Commissioner's website.
What this site is not
Medigap Assist is not connected with or endorsed by the U.S. government, the federal Medicare program, or the Washington Office of the Insurance Commissioner. It covers Medicare Supplement insurance only. For unbiased help with all your Medicare options, the state's SHIBA program offers free counseling at 1-800-562-6900.
Where the numbers come from
Premiums come from the Office of the Insurance Commissioner's approved Medigap chart. Rules come from the Revised Code of Washington, chapter 48.66, and the OIC's own consumer materials. Each page lists its sources at the bottom.