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Medigap by county in Washington
Premiums don't change by county in Washington, but the list of insurers does. Find your county to see exactly which companies you can apply to and what each charges.
| County | Region | Insurers | Lowest open Plan G | From |
|---|---|---|---|---|
| Adams County | Eastern Washington | 15 | $239 | First Health Life & Health |
| Asotin County | Southeast Washington | 15 | $239 | First Health Life & Health |
| Benton County | Tri-Cities | 15 | $239 | First Health Life & Health |
| Chelan County | North Central Washington | 15 | $239 | First Health Life & Health |
| Clallam County | Olympic Peninsula | 15 | $239 | First Health Life & Health |
| Clark County | Southwest Washington | 14 | $239 | First Health Life & Health |
| Columbia County | Southeast Washington | 15 | $239 | First Health Life & Health |
| Cowlitz County | Southwest Washington | 15 | $239 | First Health Life & Health |
| Douglas County | North Central Washington | 15 | $239 | First Health Life & Health |
| Ferry County | Northeast Washington | 15 | $239 | First Health Life & Health |
| Franklin County | Tri-Cities | 15 | $239 | First Health Life & Health |
| Garfield County | Southeast Washington | 15 | $239 | First Health Life & Health |
| Grant County | Columbia Basin | 15 | $239 | First Health Life & Health |
| Grays Harbor County | Coastal Washington | 15 | $239 | First Health Life & Health |
| Island County | Puget Sound islands | 15 | $239 | First Health Life & Health |
| Jefferson County | Olympic Peninsula | 15 | $239 | First Health Life & Health |
| King County | Puget Sound | 15 | $239 | First Health Life & Health |
| Kitsap County | Kitsap Peninsula | 15 | $239 | First Health Life & Health |
| Kittitas County | Central Washington | 15 | $239 | First Health Life & Health |
| Klickitat County | Columbia Gorge | 15 | $239 | First Health Life & Health |
| Lewis County | Southwest Washington | 15 | $239 | First Health Life & Health |
| Lincoln County | Eastern Washington | 15 | $239 | First Health Life & Health |
| Mason County | South Puget Sound | 15 | $239 | First Health Life & Health |
| Okanogan County | North Central Washington | 15 | $239 | First Health Life & Health |
| Pacific County | Coastal Washington | 15 | $239 | First Health Life & Health |
| Pend Oreille County | Northeast Washington | 15 | $239 | First Health Life & Health |
| Pierce County | Puget Sound | 15 | $239 | First Health Life & Health |
| San Juan County | San Juan Islands | 15 | $239 | First Health Life & Health |
| Skagit County | Northwest Washington | 15 | $239 | First Health Life & Health |
| Skamania County | Columbia Gorge | 15 | $239 | First Health Life & Health |
| Snohomish County | Puget Sound | 15 | $239 | First Health Life & Health |
| Spokane County | Inland Northwest | 15 | $239 | First Health Life & Health |
| Stevens County | Northeast Washington | 15 | $239 | First Health Life & Health |
| Thurston County | South Puget Sound | 15 | $239 | First Health Life & Health |
| Wahkiakum County | Southwest Washington | 15 | $239 | First Health Life & Health |
| Walla Walla County | Southeast Washington | 15 | $239 | First Health Life & Health |
| Whatcom County | Northwest Washington | 15 | $239 | First Health Life & Health |
| Whitman County | Palouse | 15 | $239 | First Health Life & Health |
| Yakima County | Central Washington | 15 | $239 | First Health Life & Health |
Why counties differ
Washington law makes each insurer charge the same premium for a plan to every 65+ policyholder, so a Plan G from a given insurer costs the same in Bellingham as in Walla Walla. What changes is who sells there.
- The regional Blue plans divide the state. Asuris Northwest Health sells in 16 eastern counties, Regence BlueShield in 22 western and central counties, and Regence BlueCross BlueShield of Oregon only in Clark County.
- Premera Blue Cross sells everywhere except Clark County.
- The national insurers sell statewide.
So your county's cheapest Plan G can be different from your neighbor's across the county line.
WSHIP and your county
If insurers turn you down for health reasons, Washington's high-risk pool (WSHIP) has a Medicare Supplement plan. Whether you can use it depends partly on your county, because WSHIP looks at whether your county has a reasonable choice of Medicare Advantage plans. Each county page says which group your county is in.