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Medicare Supplement (Medigap) plans in Stevens County, Washington

Every insurer selling Medigap in Stevens County, with its premium for each plan. Covers Colville, Chewelah, and Kettle Falls.

Insurers selling here
15 of 17
Lowest open Plan G
$239/mo
Lowest open Plan N
$189/mo
County seat
Colville
Region
Northeast Washington

15 insurers sell Medicare Supplement insurance in Stevens County, out of 17 approved in Washington. Residents of Colville, Chewelah, and Kettle Falls choose from the same list, at the same premiums anyone else in the state pays for that insurer's plan. The lowest Plan G premium open to any Stevens County resident 65 or older is $239 a month from First Health Life & Health. The lowest Plan N is $189 from First Health Life & Health. High-deductible Plan G starts at $48 a month here, if you can cover the first $2,950 of costs in a bad year.

Stevens County is in the 16-county area served by Asuris Northwest Health, so Regence BlueShield's Medigap plans are not sold here. Premera Blue Cross sells here, with Plan G at $286. Stevens County is not on the list of counties with a reasonable choice of Medicare Advantage plans, so a resident declined by Medigap insurers for health reasons may qualify for the WSHIP Medicare Supplement plan. See if you're turned down for Medigap.

Medicare Supplement Plan G, monthly premium, Stevens County

Insurers that sell in Stevens County. Age 65+, bank draft. OIC chart current as of October 8, 2026.

WA Health Care Authority Premera Plan Gstate-sponsored group plan
$233
USAAUSAA eligibility required
$309
State Farmsold through State Farm agents
$310
UnitedHealthcare (AARP)AARP membership required
$324
$394

Every plan and insurer in Stevens County

Insurer selling in Stevens CountyABDGHD-GKLNCFHD-F
Asuris$338––$394–$244–$294$475$476–
Bankers Reserve Life$234––$257–––$194–$336–
First Health Life & Health$175$215–$239–––$189–$257–
GPM Health & Life$375––$466–––$239–$514–
HumanaDental$204––$330$66––$267–$424$67
Insurance Company of North America$255––$257$65––$191–$329–
Medco Containment Life$259––$311–––$226–$377$93
Premera$240––$286$71––$215$328––
State Farm$252–$309$310–––$239$409$413–
USAA$155––$309–––$194–$343–
United American$190$284$305$293$48––$242$320$356$48
United World Life (Mutual of Omaha)$208––$379$61––$265–$501–
UnitedHealthcare (AARP)$225$332–$324–$103$228$265$390$392–
Washington National$241––$274$68––$192–$396–
WA Health Care Authority Premera Plan G–––$233–––––––
Monthly premiums, age 65+, bank draft. Highlighted = lowest for that plan in Stevens County. – = not offered. HD = high-deductible. Washington OIC chart current as of October 8, 2026.

Medicare Supplement Plan N, monthly premium, Stevens County

Plan N trades office and ER copays for a lower premium.

USAAUSAA eligibility required
$194
State Farmsold through State Farm agents
$239
UnitedHealthcare (AARP)AARP membership required
$265
$294

Largest towns

TownPopulation (2024)
Colville5,009
Chewelah2,687
Kettle Falls1,649
Springdale360
Northport291
Marcus219

Hospitals in Stevens County

Hospital–TypeCMS overall rating
Providence Mount Carmel Hospital
Colville
under 1 miCritical access3 of 5 stars
Providence St. Joseph Hospital
Chewelah
under 1 miCritical accessnot rated
Straight-line distance from the town center. Source: CMS Hospital General Information.

Doctors in Stevens County

412 Medicare clinician listings at Stevens County addresses; 0.7% are marked as sometimes declining Medicare assignment (statewide 4.5%). That's below the state level, so excess charges are less of a concern here.

SpecialtyClinicians in county
Cardiology2
Cancer care2
Orthopedics6
Eye care5
Kidney care7
Neurology7
Lung care2
Digestive care3
Urology1
Dermatology1
Diabetes and hormone care0
Ear, nose and throat1
Physical therapy4
Mental health25
Hearing0
Source: CMS Doctors and Clinicians file.

All 12 cities and communities in Stevens County · Plan pages: Plan G, Plan N, High-deductible Plan G, Plan A, Plan K, Plan F

Common questions

What is the cheapest Medigap Plan G in Stevens County?

$239 a month from First Health Life & Health for anyone 65 or older, on the OIC chart current as of October 8, 2026. The state-sponsored HCA group plan lists $233.

Are Medigap premiums higher in Stevens County than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. Counties differ only in which insurers sell there.

How many Medigap insurers sell in Stevens County?

15. Not available here: Regence BlueCross BlueShield of Oregon and Regence BlueShield.

Where can I get free Medicare help in Stevens County?

SHIBA, the state's free Medicare counseling program, takes calls at 1-800-562-6900 and can connect you to a local volunteer.

Sources

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