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United American Insurance Company Medicare Supplement plans in Washington

Washington-approved premiums, where it sells, and how it compares with the other Washington insurers we track.

Plans with a WA premium
A, B, D, G, HD-G, N, C, F, HD-F
Plan G premium
$293 a month
Plan G price rank in WA
8th lowest of 17
Where it sells
All 39 counties
Health questions
Yes, outside protected periods
Pre-existing condition wait
Up to 3 months
Rates effective
January 15, 2026
Insurer phone (from OIC chart)
1-800-755-2137

United American at a glance

United American Insurance Company has Washington-approved Medicare Supplement premiums for Plan A, Plan B, Plan D, Plan G, High-deductible Plan G, Plan N, Plan C, Plan F, and High-deductible Plan F. Its Plan G costs $293 a month, 8th lowest of 17 insurers. That is $60 a month ($720 a year) more than the lowest Plan G we track, for the same standardized benefits. Its Plan N is $51 a month less than its own Plan G; whether that saving beats Plan N's office and ER copays depends on how often you see the doctor (see Plan G vs Plan N). It also offers high-deductible Plan G at $48, high-deductible Plan F at $48 a month. You pay the first $2,950 of Medicare-covered costs in 2026 before it pays. It is one of the few Washington options for people on Medicare under 65 because of a disability: Plan B at $535 a month. The OIC chart shows it can apply a pre-existing condition waiting period. Washington caps that wait at three months, and it doesn't apply when you replace Medigap or other coverage you've had for at least three months. It can ask health questions when you apply outside a protected period such as your Medigap open enrollment. Washington's switching rule still lets anyone with Plan B through N move to its Plan B through N with no health questions.

Premiums compared with the rest of Washington

PlanMonthlyYearlyWA lowestWA medianWhere it ranks
Plan A$190$2,280$155$2403rd of 16; $50 below median
Plan B$284$3,408$215$2842nd of 3; same as the median
Plan D$305$3,660$305$3071st of 2; $2 below median
Plan G$293$3,516$233$3098th of 17; $16 below median
High-deductible Plan G$48$576$48$661st of 6; $18 below median
Plan N$242$2,904$189$23211th of 16; $10 above median
Plan C$320$3,840$320$3901st of 7; $70 below median
Plan F$356$4,272$257$3926th of 15; $36 below median
High-deductible Plan F$48$576$48$671st of 3; $19 below median
Age 65+, monthly bank draft. Highlighted = lowest among the insurers we compare. Washington OIC chart current as of October 8, 2026.

Where its Plan G sits among Washington insurers

Monthly premium, age 65+. OIC chart current as of October 8, 2026.

WA Health Care Authority Premera Plan Gstate-sponsored group plan
$233
USAAUSAA eligibility required
$309
State Farmsold through State Farm agents
$310
UnitedHealthcare (AARP)AARP membership required
$324
$394

Where its Plan N sits among Washington insurers

Monthly premium, age 65+. OIC chart current as of October 8, 2026.

USAAUSAA eligibility required
$194
State Farmsold through State Farm agents
$239
UnitedHealthcare (AARP)AARP membership required
$265
$294

Common questions

How much is United American Medigap Plan G in Washington?

$293 a month for anyone 65 or older, on the OIC chart current as of October 8, 2026. That ranks 8th lowest of the 17 Washington insurers we compare.

Is United American Medigap available everywhere in Washington?

Yes, in all 39 counties.

Will United American raise my premium as I get older?

Not because of age. Washington's community rating rule means it charges every 65+ policyholder the same premium for a plan. It can still raise premiums for all policyholders after a rate increase is approved by the state.

Sources

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