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Medicare Supplement (Medigap) plans in Grays Harbor County, Washington
Every insurer selling Medigap in Grays Harbor County, with its premium for each plan. Covers Aberdeen, Hoquiam, Montesano, Elma, Ocean Shores, and Westport.
- Insurers selling here
- 15 of 17
- Lowest open Plan G
- $239/mo
- Lowest open Plan N
- $189/mo
- County seat
- Montesano
- Region
- Coastal Washington
15 insurers sell Medicare Supplement insurance in Grays Harbor County, out of 17 approved in Washington. Residents of Aberdeen, Hoquiam, Montesano, Elma, Ocean Shores, and Westport choose from the same list, at the same premiums anyone else in the state pays for that insurer's plan. The lowest Plan G premium open to any Grays Harbor County resident 65 or older is $239 a month from First Health Life & Health. The lowest Plan N is $189 from First Health Life & Health. High-deductible Plan G starts at $48 a month here, if you can cover the first $2,950 of costs in a bad year.
Grays Harbor County is one of the 22 counties where Regence BlueShield sells Medigap, including its low-premium Plan K at $121. Asuris Northwest Health does not sell here. Premera Blue Cross sells here, with Plan G at $286. Grays Harbor County is not on the list of counties with a reasonable choice of Medicare Advantage plans, so a resident declined by Medigap insurers for health reasons may qualify for the WSHIP Medicare Supplement plan. See if you're turned down for Medigap.
Medicare Supplement Plan G, monthly premium, Grays Harbor County
Insurers that sell in Grays Harbor County. Age 65+, bank draft. OIC chart current as of October 8, 2026.
Every plan and insurer in Grays Harbor County
| Insurer selling in Grays Harbor County | A | B | D | G | HD-G | K | L | N | C | F | HD-F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Bankers Reserve Life | $234 | – | – | $257 | – | – | – | $194 | – | $336 | – |
| First Health Life & Health | $175 | $215 | – | $239 | – | – | – | $189 | – | $257 | – |
| GPM Health & Life | $375 | – | – | $466 | – | – | – | $239 | – | $514 | – |
| HumanaDental | $204 | – | – | $330 | $66 | – | – | $267 | – | $424 | $67 |
| Insurance Company of North America | $255 | – | – | $257 | $65 | – | – | $191 | – | $329 | – |
| Medco Containment Life | $259 | – | – | $311 | – | – | – | $226 | – | $377 | $93 |
| Premera | $240 | – | – | $286 | $71 | – | – | $215 | $328 | – | – |
| Regence BlueShield | $282 | – | – | $317 | – | $121 | – | $244 | $395 | $401 | – |
| State Farm | $252 | – | $309 | $310 | – | – | – | $239 | $409 | $413 | – |
| USAA | $155 | – | – | $309 | – | – | – | $194 | – | $343 | – |
| United American | $190 | $284 | $305 | $293 | $48 | – | – | $242 | $320 | $356 | $48 |
| United World Life (Mutual of Omaha) | $208 | – | – | $379 | $61 | – | – | $265 | – | $501 | – |
| UnitedHealthcare (AARP) | $225 | $332 | – | $324 | – | $103 | $228 | $265 | $390 | $392 | – |
| Washington National | $241 | – | – | $274 | $68 | – | – | $192 | – | $396 | – |
| WA Health Care Authority Premera Plan G | – | – | – | $233 | – | – | – | – | – | – | – |
Medicare Supplement Plan N, monthly premium, Grays Harbor County
Plan N trades office and ER copays for a lower premium.
Largest towns
| Town | Population (2024) |
|---|---|
| Aberdeen | 17,044 |
| Hoquiam | 8,771 |
| Ocean Shores | 7,731 |
| Montesano | 4,194 |
| Elma | 3,515 |
| Westport | 2,341 |
Hospitals in Grays Harbor County
| Hospital | – | Type | CMS overall rating |
|---|---|---|---|
| Grays Harbor Community Hospital Aberdeen | under 1 mi | Acute care | 3 of 5 stars |
| Summit Pacific Medical Center Elma | under 1 mi | Critical access | 2 of 5 stars |
Doctors in Grays Harbor County
336 Medicare clinician listings at Grays Harbor County addresses; 3.9% are marked as sometimes declining Medicare assignment (statewide 4.5%). That's close to the state level.
| Specialty | Clinicians in county |
|---|---|
| Cardiology | 11 |
| Cancer care | 6 |
| Orthopedics | 5 |
| Eye care | 10 |
| Kidney care | 0 |
| Neurology | 1 |
| Lung care | 0 |
| Digestive care | 3 |
| Urology | 1 |
| Dermatology | 0 |
| Diabetes and hormone care | 0 |
| Ear, nose and throat | 0 |
| Physical therapy | 16 |
| Mental health | 19 |
| Hearing | 0 |
All 32 cities and communities in Grays Harbor County · Plan pages: Plan G, Plan N, High-deductible Plan G, Plan A, Plan K, Plan F
Common questions
What is the cheapest Medigap Plan G in Grays Harbor County?
$239 a month from First Health Life & Health for anyone 65 or older, on the OIC chart current as of October 8, 2026. The state-sponsored HCA group plan lists $233.
Are Medigap premiums higher in Grays Harbor County than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. Counties differ only in which insurers sell there.
How many Medigap insurers sell in Grays Harbor County?
15. Not available here: Asuris and Regence BlueCross BlueShield of Oregon.
Where can I get free Medicare help in Grays Harbor County?
SHIBA, the state's free Medicare counseling program, takes calls at 1-800-562-6900 and can connect you to a local volunteer.