Medigap in Elma, WA: Medicare Supplement plans and insurers

CMS lists 88 clinicians with practice locations within 8 miles of Elma, including 61 in primary care (family and internal medicine, nurse practitioners and physician assistants). 1 of them are listed as sometimes declining Medicare assignment. That's too few clinicians to call the local rate high or low (statewide it's 4.5%), so ask your own providers whether they accept assignment. Within 25 miles, CMS lists clinicians in mental health, physical therapy, chiropractic, orthopedics, foot care, eye care, and cardiology. Few or none practice kidney care within 25 miles. Practices with Medicare clinicians near Elma include Grays Harbor County Public Hospital District No 1, Sea Mar Community Health Centers, and Telecare Mental Health Services of Washington, Inc..

The closest hospital to Elma is Summit Pacific Medical Center in Elma, about 4 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Capital Medical Center, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

4 Medicare-certified nursing homes are within 35 miles of Elma. The highest-rated is Montesano Health-rehab Center in Montesano (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Of the regional Blue plans, Regence BlueShield sells in Grays Harbor County. WSHIP status: not a reasonable-choice county (what that means). See the Grays Harbor County page for the county-wide view.