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Medigap in Brady, WA: Medicare Supplement plans and prices
Brady is an unincorporated community in Grays Harbor County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Grays Harbor County
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 8 miles
Brady is next to Montesano, and shares its doctors, hospitals and insurer line-up. The Montesano page has the same information in more depth.
Plan G and Plan N prices in Brady
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| Regence BlueShield | $317 | $244 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| GPM Health & Life | $466 | $239 | – |
Doctors around Brady
CMS lists no clinician practice locations within 8 miles of Brady. Most specialist care will mean a trip to Olympia, about 31 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, physical therapy, chiropractic, orthopedics, foot care, eye care, and cardiology. Few or none practice kidney care within 25 miles.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 16 | 8 mi, Elma |
| Cancer care | 8 | 14 mi, Aberdeen |
| Orthopedics | 24 | 8 mi, Elma |
| Eye care | 23 | 8 mi, Elma |
| Kidney care | 1 | 25 mi, Olympia |
| Neurology | 7 | 14 mi, Aberdeen |
| Lung care | 3 | 25 mi, Olympia |
| Digestive care | 8 | 8 mi, Elma |
| Urology | 14 | 14 mi, Aberdeen |
| Dermatology | 2 | 25 mi, Olympia |
| Diabetes and hormone care | 0 | 32 mi, Olympia |
| Ear, nose and throat | 2 | 25 mi, Olympia |
| Physical therapy | 63 | 14 mi, Aberdeen |
| Mental health | 117 | 8 mi, Elma |
Hospitals near Brady
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Summit Pacific Medical Center Elma | 8 mi | Critical access | 2 of 5 stars |
| Grays Harbor Community Hospital Aberdeen | 14 mi | Acute care | 3 of 5 stars |
| Mason General Hospital & Family of Clinics Shelton | 24 mi | Critical access | 2 of 5 stars |
| Capital Medical Center Olympia | 25 mi | Acute care | 3 of 5 stars |
The closest hospital to Brady is Summit Pacific Medical Center in Elma, about 8 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Grays Harbor Community Hospital, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Brady
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Montesano Health-rehab Center Montesano | 3 mi | 94 | 4 of 5 stars |
| Grays Harbor Health & Rehabilitation Center Aberdeen | 15 mi | 105 | 4 of 5 stars |
| Pacific Care and Rehabilitation Hoquiam | 15 mi | 72 | 5 of 5 stars |
| Willapa Harbor Care Raymond | 25 mi | 60 | 4 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Brady. The highest-rated is Pacific Care and Rehabilitation in Hoquiam (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Grays Harbor County notes
Of the regional Blue plans, Regence BlueShield sells in Grays Harbor County. WSHIP status: not a reasonable-choice county (what that means). See the Grays Harbor County page for the county-wide view.
Nearby
ZIP codes around Brady: 98583.
Common questions
What is the cheapest Medigap Plan G in Brady, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Brady?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Grays Harbor County.
Can I use Medigap at Summit Pacific Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Brady than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)