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Medigap in Malone, WA: Medicare Supplement plans and prices

Malone is an unincorporated community in Grays Harbor County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
Grays Harbor County
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
7 miles

Plan G and Plan N prices in Malone

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
Regence BlueShield$317$244–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in Grays Harbor County. OIC chart, October 8, 2026.

Doctors around Malone

CMS lists 88 clinicians with practice locations within 8 miles of Malone, including 61 in primary care (family and internal medicine, nurse practitioners and physician assistants). 1 of them are listed as sometimes declining Medicare assignment. That's too few clinicians to call the local rate high or low (statewide it's 4.5%), so ask your own providers whether they accept assignment. Within 25 miles, CMS lists clinicians in mental health, physical therapy, chiropractic, eye care, orthopedics, cancer care, and foot care. Practices with Medicare clinicians near Malone include Grays Harbor County Public Hospital District No 1, Sea Mar Community Health Centers, and Telecare Mental Health Services of Washington, Inc..

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology287 mi, Elma
Cancer care3314 mi, Olympia
Orthopedics457 mi, Elma
Eye care697 mi, Elma
Kidney care1314 mi, Olympia
Neurology1912 mi, Tumwater
Lung care1214 mi, Olympia
Digestive care197 mi, Elma
Urology2414 mi, Olympia
Dermatology914 mi, Olympia
Diabetes and hormone care322 mi, Olympia
Ear, nose and throat614 mi, Olympia
Physical therapy13112 mi, Tumwater
Mental health2287 mi, Elma
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Malone

HospitalDistanceTypeCMS overall rating
Summit Pacific Medical Center
Elma
7 miCritical access2 of 5 stars
Capital Medical Center
Olympia
14 miAcute care3 of 5 stars
Mason General Hospital & Family of Clinics
Shelton
19 miCritical access2 of 5 stars
Providence St. Peter Hospital
Olympia
22 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Malone is Summit Pacific Medical Center in Elma, about 7 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Capital Medical Center, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Malone

Skilled nursing facilityDistanceBedsCMS overall rating
Montesano Health-rehab Center
Montesano
14 mi944 of 5 stars
Puget Sound Care
Olympia
17 mi1084 of 5 stars
Fir Lane Care
Shelton
19 mi1352 of 5 stars
Shelton Health and Rehabilitation
Shelton
19 mi762 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Malone. The highest-rated is Montesano Health-rehab Center in Montesano (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Grays Harbor County notes

Of the regional Blue plans, Regence BlueShield sells in Grays Harbor County. WSHIP status: not a reasonable-choice county (what that means). See the Grays Harbor County page for the county-wide view.

Nearby

ZIP codes around Malone: 98559.

Common questions

What is the cheapest Medigap Plan G in Malone, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Malone?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Grays Harbor County.

Do doctors near Malone accept Medicare assignment?

Of 88 clinicians CMS lists within 8 miles, 87 (98.9%) always accept assignment and 1 may not.

Can I use Medigap at Summit Pacific Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Malone than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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