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Medigap in Rochester, WA: Medicare Supplement plans and insurers

Rochester is an unincorporated community in Thurston County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Rochester.

County
Thurston County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
9 miles

Who sells Plan G and Plan N in Rochester

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Thurston County residents. All plans and insurers in Thurston County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Rochester

CMS lists only 16 clinicians with practice locations within 8 miles of Rochester. Most specialist care will mean a trip to Olympia, about 17 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, orthopedics, cancer care, and foot care. Practices with Medicare clinicians near Rochester include Providence Health and Services - Washington and Centralia Physical Therapy Inc. PS.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology309 mi, Centralia
Cancer care369 mi, Centralia
Orthopedics559 mi, Centralia
Eye care1029 mi, Tumwater
Kidney care1318 mi, Olympia
Neurology199 mi, Tumwater
Lung care169 mi, Centralia
Digestive care1918 mi, Olympia
Urology2418 mi, Olympia
Dermatology918 mi, Olympia
Diabetes and hormone care319 mi, Lacey
Ear, nose and throat618 mi, Olympia
Physical therapy1804 mi, Rochester
Mental health2054 mi, Rochester
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Rochester

HospitalDistanceTypeCMS overall rating
Providence Centralia Hospital
Centralia
9 miAcute care3 of 5 stars
Capital Medical Center
Olympia
18 miAcute care3 of 5 stars
Providence St. Peter Hospital
Olympia
22 miAcute care3 of 5 stars
Summit Pacific Medical Center
Elma
23 miCritical access2 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Rochester is Providence Centralia Hospital in Centralia, about 9 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Rochester

Skilled nursing facilityDistanceBedsCMS overall rating
Sharon Care Center
Centralia
7 mi423 of 5 stars
South Creek Post Acute
Centralia
8 mi1284 of 5 stars
Three Rivers Care
Centralia
8 mi835 of 5 stars
Puget Sound Care
Olympia
16 mi1084 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Rochester. The highest-rated is Three Rivers Care in Centralia (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Thurston County notes

Of the regional Blue plans, Regence BlueShield sells in Thurston County. WSHIP status: reasonable-choice county (what that means). See the Thurston County page for the county-wide view.

Nearby

ZIP codes around Rochester: 98579.

Common questions

Which insurers sell Medigap Plan G in Rochester, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Rochester?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Thurston County.

Can I use Medigap at Providence Centralia Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Rochester than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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