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Medigap in Oakville, WA: Medicare Supplement plans and insurers
Oakville is in Grays Harbor County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Oakville.
- County
- Grays Harbor County
- Population (2024 estimate)
- 735
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 17 miles
Who sells Plan G and Plan N in Oakville
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Oakville
CMS lists 20 clinicians with practice locations within 8 miles of Oakville, including 11 in primary care (family and internal medicine, nurse practitioners and physician assistants). Every one of them is listed as accepting Medicare assignment, so a Part B excess charge is unlikely for care in town. That removes the main extra risk of Plan N for local care. Most specialist care will mean a trip to Olympia, about 21 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in physical therapy, mental health, chiropractic, eye care, foot care, orthopedics, and cancer care. Few or none practice kidney care within 25 miles. Practices with Medicare clinicians near Oakville include Confederated Tribes of the Chehalis Reservation, Providence Health and Services - Washington, and Centralia Physical Therapy Inc. PS.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 12 | 17 mi, Elma |
| Cancer care | 18 | 17 mi, Centralia |
| Orthopedics | 25 | 17 mi, Elma |
| Eye care | 72 | 12 mi, Tumwater |
| Kidney care | 1 | 19 mi, Olympia |
| Neurology | 8 | 12 mi, Tumwater |
| Lung care | 7 | 17 mi, Centralia |
| Digestive care | 8 | 17 mi, Elma |
| Urology | 13 | 19 mi, Olympia |
| Dermatology | 2 | 19 mi, Olympia |
| Diabetes and hormone care | 2 | 24 mi, Lacey |
| Ear, nose and throat | 2 | 19 mi, Olympia |
| Physical therapy | 150 | 6 mi, Rochester |
| Mental health | 144 | 6 mi, Rochester |
Hospitals near Oakville
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Summit Pacific Medical Center Elma | 17 mi | Critical access | 2 of 5 stars |
| Providence Centralia Hospital Centralia | 17 mi | Acute care | 3 of 5 stars |
| Capital Medical Center Olympia | 19 mi | Acute care | 3 of 5 stars |
| Providence St. Peter Hospital Olympia | 25 mi | Acute care | 3 of 5 stars |
The closest hospital to Oakville is Summit Pacific Medical Center in Elma, about 17 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Providence Centralia Hospital, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Oakville
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Sharon Care Center Centralia | 14 mi | 42 | 3 of 5 stars |
| South Creek Post Acute Centralia | 15 mi | 128 | 4 of 5 stars |
| Three Rivers Care Centralia | 15 mi | 83 | 5 of 5 stars |
| Puget Sound Care Olympia | 19 mi | 108 | 4 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Oakville. The highest-rated is Three Rivers Care in Centralia (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Grays Harbor County notes
22,691 people on Medicare in Grays Harbor County74% in Original Medicare (WA 50%)9% of those 65+ are 85 or older
Of the regional Blue plans, Regence BlueShield sells in Grays Harbor County. WSHIP status: not a reasonable-choice county (what that means). See the Grays Harbor County page for the county-wide view.
Nearby
ZIP codes around Oakville: 98568.
Common questions
Which insurers sell Medigap Plan G in Oakville, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Oakville?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Grays Harbor County.
Do doctors near Oakville accept Medicare assignment?
Of 20 clinicians CMS lists within 8 miles, 20 (100.0%) always accept assignment and 0 may not.
Can I use Medigap at Summit Pacific Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Oakville than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)