Home / Cities / Elma / ZIP 98541
Medigap in ZIP code 98541, Elma area
By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.
98541 is in Grays Harbor County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.
- County
- Grays Harbor
- Closest community
- Elma
- Medicare clinicians in 98541
- 76
- Nearest hospital
- 0 mi
CMS lists 76 Medicare clinicians practicing at addresses in 98541; 1 may not always accept Medicare assignment. Practices here include Grays Harbor County Public Hospital District No 1, Sea Mar Community Health Centers, Olympic Valley Clinic, PLLC, and Olympia Health Inc.. Counting everything within 8 miles of the ZIP's center: 88 clinicians, 1.1% sometimes declining assignment (statewide 4.5%). Nearest general hospital: Summit Pacific Medical Center in Elma, under 1 mile. Nearest Medicare-certified nursing home: Montesano Health-rehab Center, about 11 miles (4 of 5 stars).
22,691 people on Medicare in Grays Harbor County74% in Original Medicare (WA 50%)9% of those 65+ are 85 or older
Medigap plans sold in 98541
| Plan | Insurers | Who |
|---|---|---|
| Plan G | 15 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| Plan N | 14 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| High-deductible Plan G | 6 | HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National |
| Plan A | 14 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| Plan K | 2 | Regence BlueShield, UnitedHealthcare (AARP) |
| Plan F | 13 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| Specialty in 98541 | Clinicians |
|---|---|
| Mental health | 6 |
| Cardiology | 3 |
| Digestive care | 3 |
| Foot care | 1 |
| Chiropractic | 1 |
| Orthopedics | 1 |
| Eye care | 1 |
Hospitals near 98541
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Summit Pacific Medical Center Elma | under 1 mi | Critical access | 2 of 5 stars |
| Mason General Hospital & Family of Clinics Shelton | 17 mi | Critical access | 2 of 5 stars |
| Capital Medical Center Olympia | 17 mi | Acute care | 3 of 5 stars |
Communities near 98541
Neighboring ZIP codes: 98557, 98583, 98559, 98568, 98563, 98584.
Common questions
Which insurers sell Medigap Plan G in 98541?
15 insurers sell Plan G to Grays Harbor County residents (OIC chart current as of October 8, 2026).
How many Medigap insurers sell in 98541?
15, the Grays Harbor County line-up.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- U.S. Census Bureau 2024 ZCTA Gazetteer; 2020 ZCTA-to-county relationship file