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Medicare Supplement (Medigap) plans in Whitman County, Washington

Every insurer selling Medigap in Whitman County, with its premium for each plan. Covers Pullman, Colfax, and Palouse.

Insurers selling here
15 of 17
Lowest open Plan G
$239/mo
Lowest open Plan N
$189/mo
County seat
Colfax
Region
Palouse

15 insurers sell Medicare Supplement insurance in Whitman County, out of 17 approved in Washington. Residents of Pullman, Colfax, and Palouse choose from the same list, at the same premiums anyone else in the state pays for that insurer's plan. The lowest Plan G premium open to any Whitman County resident 65 or older is $239 a month from First Health Life & Health. The lowest Plan N is $189 from First Health Life & Health. High-deductible Plan G starts at $48 a month here, if you can cover the first $2,950 of costs in a bad year.

Whitman County is in the 16-county area served by Asuris Northwest Health, so Regence BlueShield's Medigap plans are not sold here. Premera Blue Cross sells here, with Plan G at $286. Whitman County is not on the list of counties with a reasonable choice of Medicare Advantage plans, so a resident declined by Medigap insurers for health reasons may qualify for the WSHIP Medicare Supplement plan. See if you're turned down for Medigap.

Medicare Supplement Plan G, monthly premium, Whitman County

Insurers that sell in Whitman County. Age 65+, bank draft. OIC chart current as of October 8, 2026.

WA Health Care Authority Premera Plan Gstate-sponsored group plan
$233
USAAUSAA eligibility required
$309
State Farmsold through State Farm agents
$310
UnitedHealthcare (AARP)AARP membership required
$324
$394

Every plan and insurer in Whitman County

Insurer selling in Whitman CountyABDGHD-GKLNCFHD-F
Asuris$338––$394–$244–$294$475$476–
Bankers Reserve Life$234––$257–––$194–$336–
First Health Life & Health$175$215–$239–––$189–$257–
GPM Health & Life$375––$466–––$239–$514–
HumanaDental$204––$330$66––$267–$424$67
Insurance Company of North America$255––$257$65––$191–$329–
Medco Containment Life$259––$311–––$226–$377$93
Premera$240––$286$71––$215$328––
State Farm$252–$309$310–––$239$409$413–
USAA$155––$309–––$194–$343–
United American$190$284$305$293$48––$242$320$356$48
United World Life (Mutual of Omaha)$208––$379$61––$265–$501–
UnitedHealthcare (AARP)$225$332–$324–$103$228$265$390$392–
Washington National$241––$274$68––$192–$396–
WA Health Care Authority Premera Plan G–––$233–––––––
Monthly premiums, age 65+, bank draft. Highlighted = lowest for that plan in Whitman County. – = not offered. HD = high-deductible. Washington OIC chart current as of October 8, 2026.

Medicare Supplement Plan N, monthly premium, Whitman County

Plan N trades office and ER copays for a lower premium.

USAAUSAA eligibility required
$194
State Farmsold through State Farm agents
$239
UnitedHealthcare (AARP)AARP membership required
$265
$294

Largest towns

TownPopulation (2024)
Pullman33,543
Colfax2,692
Palouse1,029
Tekoa809
St. John590
Rosalia578

Hospitals in Whitman County

Hospital–TypeCMS overall rating
Pullman Regional Hospital
Pullman
under 1 miCritical access2 of 5 stars
Whitman Hospital and Medical Center
Colfax
under 1 miCritical access5 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

Doctors in Whitman County

242 Medicare clinician listings at Whitman County addresses; 11.6% are marked as sometimes declining Medicare assignment (statewide 4.5%). That's above the state level, which makes Plan G's excess-charge coverage more valuable here.

SpecialtyClinicians in county
Cardiology11
Cancer care1
Orthopedics7
Eye care11
Kidney care0
Neurology0
Lung care1
Digestive care1
Urology3
Dermatology3
Diabetes and hormone care1
Ear, nose and throat4
Physical therapy15
Mental health19
Hearing0
Source: CMS Doctors and Clinicians file.

All 19 cities and communities in Whitman County · Plan pages: Plan G, Plan N, High-deductible Plan G, Plan A, Plan K, Plan F

Common questions

What is the cheapest Medigap Plan G in Whitman County?

$239 a month from First Health Life & Health for anyone 65 or older, on the OIC chart current as of October 8, 2026. The state-sponsored HCA group plan lists $233.

Are Medigap premiums higher in Whitman County than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. Counties differ only in which insurers sell there.

How many Medigap insurers sell in Whitman County?

15. Not available here: Regence BlueCross BlueShield of Oregon and Regence BlueShield.

Where can I get free Medicare help in Whitman County?

SHIBA, the state's free Medicare counseling program, takes calls at 1-800-562-6900 and can connect you to a local volunteer.

Sources

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