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Medigap in Pullman, WA: Medicare Supplement plans and prices
Pullman is in Whitman County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Whitman County
- Population (2024 estimate)
- 33,543
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 2 miles
Plan G and Plan N prices in Pullman
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| Asuris | $394 | $294 | – |
| GPM Health & Life | $466 | $239 | – |
Doctors around Pullman
CMS lists 202 clinicians with practice locations within 8 miles of Pullman, including 68 in primary care (family and internal medicine, nurse practitioners and physician assistants). 25 of them (12.4%) are listed as only sometimes accepting assignment, against 4.5% statewide. Those providers can bill up to 15% above the Medicare-approved amount. That makes the excess-charge coverage in Plan G worth more in Pullman than in most of Washington. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cardiology, orthopedics, general surgery, and chiropractic. Few or none practice cancer care, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Pullman include Public Hospital District 1-a of Whitman County and Providence Health and Services Washington.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 11 | in town |
| Cancer care | 1 | in town |
| Orthopedics | 7 | in town |
| Eye care | 11 | in town |
| Kidney care | 0 | 25 mi, Clarkston |
| Neurology | 0 | 62 mi, Spokane Valley |
| Lung care | 1 | in town |
| Digestive care | 1 | in town |
| Urology | 3 | in town |
| Dermatology | 3 | in town |
| Diabetes and hormone care | 1 | in town |
| Ear, nose and throat | 4 | in town |
| Physical therapy | 15 | in town |
| Mental health | 19 | in town |
Hospitals near Pullman
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Pullman Regional Hospital Pullman | 2 mi | Critical access | 2 of 5 stars |
| Whitman Hospital and Medical Center Colfax | 16 mi | Critical access | 5 of 5 stars |
| Tri-State Memorial Hospital Clarkston | 25 mi | Critical access | 4 of 5 stars |
| Garfield County Public Hospital District #1 Pomeroy | 29 mi | Critical access | not rated |
The closest hospital to Pullman is Pullman Regional Hospital in Pullman, about 2 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Whitman Hospital and Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Pullman
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Three Creeks Post Acute Pullman | 2 mi | 48 | 1 of 5 stars |
| Colfax Health and Rehabilitation of Cascadia Colfax | 13 mi | 55 | 1 of 5 stars |
| Clarkston Health and Rehab of Cascadia Clarkston | 23 mi | 90 | 3 of 5 stars |
3 Medicare-certified nursing homes are within 35 miles of Pullman. The highest-rated is Clarkston Health and Rehab of Cascadia in Clarkston (3 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Care across the Idaho line
Pullman is about 6 miles from Idaho. Your Washington Medigap policy pays the same at Idaho doctors and hospitals that accept Medicare, with no network. Idaho doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.
Whitman County notes
Of the regional Blue plans, Asuris Northwest Health sells in Whitman County. WSHIP status: not a reasonable-choice county (what that means). See the Whitman County page for the county-wide view.
Nearby
ZIP codes around Pullman: 99163.
Common questions
What is the cheapest Medigap Plan G in Pullman, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Pullman?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Whitman County.
Do doctors near Pullman accept Medicare assignment?
Of 202 clinicians CMS lists within 8 miles, 177 (87.6%) always accept assignment and 25 may not.
Can I use Medigap at Pullman Regional Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Pullman than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)