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Medicare Supplement (Medigap) plans in Adams County, Washington
Every insurer selling Medigap in Adams County, with its premium for each plan. Covers Othello, Ritzville, Lind, Washtucna, and Hatton.
- Insurers selling here
- 15 of 17
- Lowest open Plan G
- $239/mo
- Lowest open Plan N
- $189/mo
- County seat
- Ritzville
- Region
- Eastern Washington
15 insurers sell Medicare Supplement insurance in Adams County, out of 17 approved in Washington. Residents of Othello, Ritzville, Lind, Washtucna, and Hatton choose from the same list, at the same premiums anyone else in the state pays for that insurer's plan. The lowest Plan G premium open to any Adams County resident 65 or older is $239 a month from First Health Life & Health. The lowest Plan N is $189 from First Health Life & Health. High-deductible Plan G starts at $48 a month here, if you can cover the first $2,950 of costs in a bad year.
Adams County is in the 16-county area served by Asuris Northwest Health, so Regence BlueShield's Medigap plans are not sold here. Premera Blue Cross sells here, with Plan G at $286. Adams County is not on the list of counties with a reasonable choice of Medicare Advantage plans, so a resident declined by Medigap insurers for health reasons may qualify for the WSHIP Medicare Supplement plan. See if you're turned down for Medigap.
Medicare Supplement Plan G, monthly premium, Adams County
Insurers that sell in Adams County. Age 65+, bank draft. OIC chart current as of October 8, 2026.
Every plan and insurer in Adams County
| Insurer selling in Adams County | A | B | D | G | HD-G | K | L | N | C | F | HD-F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Asuris | $338 | – | – | $394 | – | $244 | – | $294 | $475 | $476 | – |
| Bankers Reserve Life | $234 | – | – | $257 | – | – | – | $194 | – | $336 | – |
| First Health Life & Health | $175 | $215 | – | $239 | – | – | – | $189 | – | $257 | – |
| GPM Health & Life | $375 | – | – | $466 | – | – | – | $239 | – | $514 | – |
| HumanaDental | $204 | – | – | $330 | $66 | – | – | $267 | – | $424 | $67 |
| Insurance Company of North America | $255 | – | – | $257 | $65 | – | – | $191 | – | $329 | – |
| Medco Containment Life | $259 | – | – | $311 | – | – | – | $226 | – | $377 | $93 |
| Premera | $240 | – | – | $286 | $71 | – | – | $215 | $328 | – | – |
| State Farm | $252 | – | $309 | $310 | – | – | – | $239 | $409 | $413 | – |
| USAA | $155 | – | – | $309 | – | – | – | $194 | – | $343 | – |
| United American | $190 | $284 | $305 | $293 | $48 | – | – | $242 | $320 | $356 | $48 |
| United World Life (Mutual of Omaha) | $208 | – | – | $379 | $61 | – | – | $265 | – | $501 | – |
| UnitedHealthcare (AARP) | $225 | $332 | – | $324 | – | $103 | $228 | $265 | $390 | $392 | – |
| Washington National | $241 | – | – | $274 | $68 | – | – | $192 | – | $396 | – |
| WA Health Care Authority Premera Plan G | – | – | – | $233 | – | – | – | – | – | – | – |
Medicare Supplement Plan N, monthly premium, Adams County
Plan N trades office and ER copays for a lower premium.
Largest towns
Hospitals in Adams County
| Hospital | – | Type | CMS overall rating |
|---|---|---|---|
| East Adams Rural Hospital Ritzville | under 1 mi | Rural emergency (no inpatient beds) | not rated |
| Othello Community Hospital Othello | under 1 mi | Critical access | not rated |
Doctors in Adams County
66 Medicare clinician listings at Adams County addresses; 12.1% are marked as sometimes declining Medicare assignment (statewide 4.5%). That's above the state level, which makes Plan G's excess-charge coverage more valuable here.
| Specialty | Clinicians in county |
|---|---|
| Cardiology | 0 |
| Cancer care | 0 |
| Orthopedics | 0 |
| Eye care | 5 |
| Kidney care | 0 |
| Neurology | 0 |
| Lung care | 0 |
| Digestive care | 0 |
| Urology | 0 |
| Dermatology | 0 |
| Diabetes and hormone care | 0 |
| Ear, nose and throat | 0 |
| Physical therapy | 3 |
| Mental health | 5 |
| Hearing | 0 |
All 5 cities and communities in Adams County · Plan pages: Plan G, Plan N, High-deductible Plan G, Plan A, Plan K, Plan F
Common questions
What is the cheapest Medigap Plan G in Adams County?
$239 a month from First Health Life & Health for anyone 65 or older, on the OIC chart current as of October 8, 2026. The state-sponsored HCA group plan lists $233.
Are Medigap premiums higher in Adams County than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. Counties differ only in which insurers sell there.
How many Medigap insurers sell in Adams County?
15. Not available here: Regence BlueCross BlueShield of Oregon and Regence BlueShield.
Where can I get free Medicare help in Adams County?
SHIBA, the state's free Medicare counseling program, takes calls at 1-800-562-6900 and can connect you to a local volunteer.