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Medigap in Ritzville, WA: Medicare Supplement plans and insurers
Ritzville is in Adams County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Ritzville.
- County
- Adams County
- Population (2024 estimate)
- 1,709
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 0 miles
Who sells Plan G and Plan N in Ritzville
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Asuris | ✓ | ✓ | – |
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Ritzville
CMS lists only 15 clinicians with practice locations within 8 miles of Ritzville. Most specialist care will mean a trip to Spokane, about 58 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Ritzville include Adams County Public Hospital District 2 and Hometown Family Medicine PS.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 0 | 44 mi, Cascade Valley |
| Cancer care | 0 | 44 mi, Cascade Valley |
| Orthopedics | 0 | 40 mi, Davenport |
| Eye care | 0 | 38 mi, Connell |
| Kidney care | 0 | 44 mi, Cascade Valley |
| Neurology | 0 | 53 mi, Airway Heights |
| Lung care | 0 | 44 mi, Cascade Valley |
| Digestive care | 0 | 44 mi, Cascade Valley |
| Urology | 0 | 44 mi, Cascade Valley |
| Dermatology | 0 | 44 mi, Cascade Valley |
| Diabetes and hormone care | 0 | 57 mi, Spokane |
| Ear, nose and throat | 0 | 44 mi, Cascade Valley |
| Physical therapy | 0 | 42 mi, Cheney |
| Mental health | 1 | in town |
Hospitals near Ritzville
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| East Adams Rural Hospital Ritzville | under 1 mi | Rural emergency (no inpatient beds) | not rated |
| Odessa Memorial Healthcare Center Odessa | 23 mi | Critical access | not rated |
| Lincoln Hospital Davenport | 40 mi | Critical access | not rated |
| Othello Community Hospital Othello | 43 mi | Critical access | not rated |
The closest hospital to Ritzville is East Adams Rural Hospital in Ritzville, under 1 mile away (a rural emergency hospital: emergency and outpatient care, but no inpatient beds). The nearest hospital that admits patients is Odessa Memorial Healthcare Center in Odessa, about 23 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Ritzville
No Medicare-certified nursing home is within 35 miles. The closest is Lake Ridge Center in Moses Lake, about 42 miles away. Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Adams County notes
2,979 people on Medicare in Adams County65% in Original Medicare (WA 50%)9% of those 65+ are 85 or older
Of the regional Blue plans, Asuris Northwest Health sells in Adams County. WSHIP status: not a reasonable-choice county (what that means). See the Adams County page for the county-wide view.
Nearby
ZIP codes around Ritzville: 99169.
Common questions
Which insurers sell Medigap Plan G in Ritzville, WA?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Ritzville?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Adams County.
Can I use Medigap at East Adams Rural Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Ritzville than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)