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Medigap in Odessa, WA: Medicare Supplement plans and insurers
Odessa is in Lincoln County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Odessa.
- County
- Lincoln County
- Population (2024 estimate)
- 924
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 4 miles
Who sells Plan G and Plan N in Odessa
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Asuris | ✓ | ✓ | – |
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Odessa
CMS lists only 4 clinicians with practice locations within 8 miles of Odessa. Most specialist care will mean a trip to Spokane, about 63 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Odessa include Lincoln County Public Hospital District 1.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 0 | 32 mi, Cascade Valley |
| Cancer care | 0 | 32 mi, Cascade Valley |
| Orthopedics | 0 | 32 mi, Cascade Valley |
| Eye care | 0 | 32 mi, Cascade Valley |
| Kidney care | 0 | 32 mi, Cascade Valley |
| Neurology | 0 | 58 mi, Airway Heights |
| Lung care | 0 | 32 mi, Cascade Valley |
| Digestive care | 0 | 32 mi, Cascade Valley |
| Urology | 0 | 32 mi, Cascade Valley |
| Dermatology | 0 | 32 mi, Cascade Valley |
| Diabetes and hormone care | 0 | 63 mi, Spokane |
| Ear, nose and throat | 0 | 32 mi, Cascade Valley |
| Physical therapy | 0 | 32 mi, Cascade Valley |
| Mental health | 1 | 21 mi, Ritzville |
Hospitals near Odessa
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Odessa Memorial Healthcare Center Odessa | 4 mi | Critical access | not rated |
| East Adams Rural Hospital Ritzville | 21 mi | Rural emergency (no inpatient beds) | not rated |
| Samaritan Hospital Moses Lake | 32 mi | Acute care | 2 of 5 stars |
| Lincoln Hospital Davenport | 33 mi | Critical access | not rated |
The closest hospital to Odessa is Odessa Memorial Healthcare Center in Odessa, about 4 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Samaritan Hospital, 2 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Odessa
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Lake Ridge Center Moses Lake | 30 mi | 74 | 2 of 5 stars |
| Columbia Crest Center Moses Lake | 31 mi | 111 | 2 of 5 stars |
2 Medicare-certified nursing homes are within 35 miles of Odessa. The highest-rated is Lake Ridge Center in Moses Lake (2 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Lincoln County notes
3,779 people on Medicare in Lincoln County80% in Original Medicare (WA 50%)11% of those 65+ are 85 or older
Of the regional Blue plans, Asuris Northwest Health sells in Lincoln County. WSHIP status: not a reasonable-choice county (what that means). See the Lincoln County page for the county-wide view.
Nearby
ZIP codes around Odessa: 99159.
Common questions
Which insurers sell Medigap Plan G in Odessa, WA?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Odessa?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Lincoln County.
Can I use Medigap at Odessa Memorial Healthcare Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Odessa than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)