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Medigap in ZIP code 99159, Odessa area

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

99159 is in Lincoln County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.

ZIP 99159, Lincoln County

County: Lincoln
Closest community: Odessa
Medicare clinicians in 99159: 4
Nearest hospital: 0 mi

CMS lists 4 Medicare clinicians practicing at addresses in 99159, all listed as always accepting Medicare assignment. Practices here include Lincoln County Public Hospital District 1. Counting everything within 8 miles of the ZIP's center: 4 clinicians, 0.0% sometimes declining assignment (statewide 4.5%). Nearest general hospital: Odessa Memorial Healthcare Center in Odessa, under 1 mile. Nearest Medicare-certified nursing home: Lake Ridge Center, about 27 miles (2 of 5 stars).

3,779 people on Medicare in Lincoln County80% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Medigap plans sold in 99159

Lincoln County line-up. Full list: Odessa. OIC chart, October 8, 2026.
Plan	Insurers	Who
Plan G	15	Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more
Plan N	14	Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more
High-deductible Plan G	6	HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National
Plan A	14	Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more
Plan K	2	Asuris, UnitedHealthcare (AARP)
Plan F	13	Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more

Hospitals near 99159

Straight-line distance from the town center. Source: CMS Hospital General Information.
Hospital	Distance	Type	CMS overall rating
Odessa Memorial Healthcare Center Odessa	under 1 mi	Critical access	not rated
East Adams Rural Hospital Ritzville	23 mi	Rural emergency (no inpatient beds)	not rated
Samaritan Hospital Moses Lake	29 mi	Acute care	2 of 5 stars

Communities near 99159

Odessa (4 mi)
Krupp (12 mi)
Wilson Creek (18 mi)
Ritzville (23 mi)
Wheeler (23 mi)

Neighboring ZIP codes: 98832, 99144, 98860, 99154, 99169, 99134.

Common questions

Which insurers sell Medigap Plan G in 99159?

15 insurers sell Plan G to Lincoln County residents (OIC chart current as of October 8, 2026).

How many Medigap insurers sell in 99159?

15, the Lincoln County line-up.