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Medigap in ZIP code 98230, Birch Bay area
98230 is in Whatcom County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.
- County
- Whatcom
- Closest community
- Birch Bay
- Medicare clinicians in 98230
- 25
- Nearest hospital
- 16 mi
CMS lists 25 Medicare clinicians practicing at addresses in 98230; 2 may not always accept Medicare assignment. Practices here include Family Care Network, PLLC, Whatcom Physical Therapy Inc. PS, Capstone Health Services Inc., Touchstone Behavioral Health, LLC, Blaine Chiropractic Wellness PLLC, and Mercy Diagnostic Imaging Pc. Counting everything within 8 miles of the ZIP's center: 104 clinicians, 11.5% sometimes declining assignment (statewide 4.5%). Nearest general hospital: PeaceHealth St. Joseph Medical Center in Bellingham, about 16 miles. Nearest Medicare-certified nursing home: Stafholt Health and Rehabilitation of Cascadia, about 4 miles (4 of 5 stars).
Medigap plans sold in 98230
| Plan | Insurers | Who |
|---|---|---|
| Plan G | 15 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| Plan N | 14 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| High-deductible Plan G | 6 | HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National |
| Plan A | 14 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| Plan K | 2 | Regence BlueShield, UnitedHealthcare (AARP) |
| Plan F | 13 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| Specialty in 98230 | Clinicians |
|---|---|
| Physical therapy | 8 |
| Mental health | 3 |
| Chiropractic | 2 |
| Neurology | 1 |
Hospitals near 98230
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| PeaceHealth St. Joseph Medical Center Bellingham | 16 mi | Acute care | 4 of 5 stars |
| PeaceHealth Peace Island Medical Center Friday Harbor | 33 mi | Critical access | not rated |
| Island Hospital Anacortes | 35 mi | Acute care | 4 of 5 stars |
Communities near 98230
Neighboring ZIP codes: 98240, 98248, 98264, 98281, 98225, 98226.
Common questions
Which insurers sell Medigap Plan G in 98230?
15 insurers sell Plan G to Whatcom County residents (OIC chart current as of October 8, 2026).
How many Medigap insurers sell in 98230?
15, the Whatcom County line-up.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- U.S. Census Bureau 2024 ZCTA Gazetteer; 2020 ZCTA-to-county relationship file