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Medigap in ZIP code 99039, Waverly area

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

99039 is in Spokane County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.

ZIP 99039, Spokane County

County: Spokane
Closest community: Waverly
Medicare clinicians in 99039: 0
Nearest hospital: 24 mi

No Medicare clinician lists a practice address inside 99039. Counting everything within 8 miles of the ZIP's center: 1 clinicians, 0.0% sometimes declining assignment (statewide 4.5%). Nearest general hospital: MultiCare Valley Hospital in Spokane Valley, about 24 miles. Nearest Medicare-certified nursing home: Cheney Care Center, about 20 miles (3 of 5 stars).

123,249 people on Medicare in Spokane County43% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Medigap plans sold in 99039

Spokane County line-up. Full list: Waverly. OIC chart, October 8, 2026.
Plan	Insurers	Who
Plan G	15	Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more
Plan N	14	Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more
High-deductible Plan G	6	HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National
Plan A	14	Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more
Plan K	2	Asuris, UnitedHealthcare (AARP)
Plan F	13	Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more

Hospitals near 99039

Straight-line distance from the town center. Source: CMS Hospital General Information.
Hospital	Distance	Type	CMS overall rating
MultiCare Valley Hospital Spokane Valley	24 mi	Acute care	5 of 5 stars
Deaconess Medical Center Spokane	25 mi	Acute care	3 of 5 stars
Providence Sacred Heart Medical Center & Children's Hospital Spokane	25 mi	Acute care	3 of 5 stars

Communities near 99039

Waverly (0 mi)
Fairfield (4 mi)
Latah (5 mi)
Rockford (9 mi)
Spangle (9 mi)

Neighboring ZIP codes: 99012, 99018, 99031, 99033, 99170, 99030.

Common questions

Which insurers sell Medigap Plan G in 99039?

15 insurers sell Plan G to Spokane County residents (OIC chart current as of October 8, 2026).

How many Medigap insurers sell in 99039?

15, the Spokane County line-up.