Medigap in Alger, WA: Medicare Supplement plans and insurers

CMS lists 133 clinicians with practice locations within 8 miles of Alger, including 43 in primary care (family and internal medicine, nurse practitioners and physician assistants). 4 of them (3.0%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cardiology, orthopedics, and general surgery. Practices with Medicare clinicians near Alger include Bellingham Advanced Medical Imaging LLC, Ideal Option PLLC, PeaceHealth Medical Group - Sedro Woolley, and Therapy Management Services PLLC.

The closest hospital to Alger is PeaceHealth United General Medical Center in Sedro Woolley, about 10 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is PeaceHealth St. Joseph Medical Center, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

4 Medicare-certified nursing homes are within 35 miles of Alger. The highest-rated is Mt. Baker Care Center in Bellingham (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Alger is about 27 miles from the Canadian border. Medicare pays almost nothing in Canada; Plans G and N pay 80% of emergency care abroad after a $250 yearly deductible (lifetime limit $50,000). Plan K and Plan A don't.

Of the regional Blue plans, Regence BlueShield sells in Skagit County. WSHIP status: reasonable-choice county (what that means). See the Skagit County page for the county-wide view.