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Medigap in Boyds, WA: Medicare Supplement plans and prices

Boyds is an unincorporated community in Ferry County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
Ferry County
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
19 miles

Plan G and Plan N prices in Boyds

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
Asuris$394$294–
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in Ferry County. OIC chart, October 8, 2026.

Doctors around Boyds

CMS lists only 9 clinicians with practice locations within 8 miles of Boyds. Most specialist care will mean a trip to Spokane, about 80 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, neurology, kidney care, orthopedics, eye care, chiropractic, and physical therapy. Few or none practice cardiology and cancer care within 25 miles. Practices with Medicare clinicians near Boyds include Providence Health and Services Washington.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology219 mi, Colville
Cancer care219 mi, Colville
Orthopedics619 mi, Colville
Eye care519 mi, Colville
Kidney care719 mi, Colville
Neurology719 mi, Colville
Lung care219 mi, Colville
Digestive care319 mi, Colville
Urology119 mi, Colville
Dermatology119 mi, Colville
Diabetes and hormone care058 mi, Disautel
Ear, nose and throat119 mi, Colville
Physical therapy5in town
Mental health24in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Boyds

HospitalDistanceTypeCMS overall rating
Providence Mount Carmel Hospital
Colville
19 miCritical access3 of 5 stars
Ferry County Memorial Hospital
Republic
26 miCritical accessnot rated
Providence St. Joseph Hospital
Chewelah
36 miCritical accessnot rated
North Valley Hospital
Tonasket
51 miCritical accessnot rated
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Boyds is Providence Mount Carmel Hospital in Colville, about 19 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Providence Mount Carmel Hospital, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Boyds

Skilled nursing facilityDistanceBedsCMS overall rating
Buena Vista Healthcare
Colville
15 mi405 of 5 stars
Colville Health and Rehabilitation of Cascadia
Colville
17 mi921 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

2 Medicare-certified nursing homes are within 35 miles of Boyds. The highest-rated is Buena Vista Healthcare in Colville (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Crossing into Canada

Boyds is about 19 miles from the Canadian border. Medicare pays almost nothing in Canada; Plans G and N pay 80% of emergency care abroad after a $250 yearly deductible (lifetime limit $50,000). Plan K and Plan A don't.

Ferry County notes

Of the regional Blue plans, Asuris Northwest Health sells in Ferry County. WSHIP status: not a reasonable-choice county (what that means). See the Ferry County page for the county-wide view.

Nearby

ZIP codes around Boyds: 99141.

Common questions

What is the cheapest Medigap Plan G in Boyds, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Boyds?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Ferry County.

Can I use Medigap at Providence Mount Carmel Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Boyds than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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