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Medigap in Carnation, WA: Medicare Supplement plans and prices

Carnation is in King County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
King County
Population (2024 estimate)
2,279
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
7 miles

Plan G and Plan N prices in Carnation

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
Regence BlueShield$317$244–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in King County. OIC chart, October 8, 2026.

Doctors around Carnation

CMS lists 823 clinicians with practice locations within 8 miles of Carnation, including 236 in primary care (family and internal medicine, nurse practitioners and physician assistants). 43 of them (5.2%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cancer care, neurology, cardiology, and chiropractic. Practices with Medicare clinicians near Carnation include Life in Balance Family Chiropractic, PLLC, South Sound Radiologists Inc. P S, King County Public Hospital District No 2, Elevate Physical Rehabilitation Group PLLC, and Swedish Health Services.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology4507 mi, Snoqualmie
Cancer care4648 mi, Issaquah
Orthopedics3478 mi, Issaquah
Eye care7386 mi, Union Hill-Novelty Hill
Kidney care1388 mi, Issaquah
Neurology4627 mi, Snoqualmie
Lung care1868 mi, Issaquah
Digestive care2937 mi, Snoqualmie
Urology1727 mi, Sammamish
Dermatology2318 mi, Issaquah
Diabetes and hormone care1068 mi, Issaquah
Ear, nose and throat1578 mi, Issaquah
Physical therapy1,8995 mi, Lake Marcel-Stillwater
Mental health2,0125 mi, Lake Marcel-Stillwater
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Carnation

HospitalDistanceTypeCMS overall rating
Snoqualmie Valley Hospital
Snoqualmie
7 miCritical accessnot rated
Swedish Issaquah
Issaquah
8 miAcute care4 of 5 stars
Overlake Hospital Medical Center & Clinics
Bellevue
14 miAcute care2 of 5 stars
EvergreenHealth Monroe
Monroe
15 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Carnation is Snoqualmie Valley Hospital in Snoqualmie, about 7 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Swedish Issaquah, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Carnation

Skilled nursing facilityDistanceBedsCMS overall rating
Marianwood Health and Rehabilitation
Issaquah
8 mi1173 of 5 stars
Avamere Rehabilitation of Issaquah
Issaquah
10 mi1402 of 5 stars
Corwin Center at Emerald Heights
Redmond
10 mi614 of 5 stars
Bellevue Post Acute
Bellevue
11 mi693 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Carnation. The highest-rated is Corwin Center at Emerald Heights in Redmond (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

King County notes

Of the regional Blue plans, Regence BlueShield sells in King County. WSHIP status: reasonable-choice county (what that means). See the King County page for the county-wide view.

Nearby

ZIP codes around Carnation: 98014.

Common questions

What is the cheapest Medigap Plan G in Carnation, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Carnation?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout King County.

Do doctors near Carnation accept Medicare assignment?

Of 823 clinicians CMS lists within 8 miles, 780 (94.8%) always accept assignment and 43 may not.

Can I use Medigap at Snoqualmie Valley Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Carnation than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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