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Medigap in Clear Lake, WA: Medicare Supplement plans and insurers
Clear Lake is an unincorporated community in Pierce County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Clear Lake.
- County
- Pierce County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 19 miles
Who sells Plan G and Plan N in Clear Lake
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Clear Lake
CMS lists 34 clinicians with practice locations within 8 miles of Clear Lake, including 0 in primary care (family and internal medicine, nurse practitioners and physician assistants). 2 of them are listed as sometimes declining Medicare assignment. That's too few clinicians to call the local rate high or low (statewide it's 4.5%), so ask your own providers whether they accept assignment. Most specialist care will mean a trip to Puyallup, about 17 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, chiropractic, cardiology, general surgery, and cancer care. Practices with Medicare clinicians near Clear Lake include MultiCare Health System and Apple Physical Therapy LLC.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 134 | 12 mi, Frederickson |
| Cancer care | 96 | 15 mi, Summit View |
| Orthopedics | 84 | 12 mi, Frederickson |
| Eye care | 174 | 7 mi, Graham |
| Kidney care | 35 | 19 mi, Puyallup |
| Neurology | 59 | 14 mi, South Hill |
| Lung care | 57 | 19 mi, Lakewood |
| Digestive care | 48 | 14 mi, South Hill |
| Urology | 35 | 19 mi, Lakewood |
| Dermatology | 42 | 15 mi, Summit View |
| Diabetes and hormone care | 20 | 17 mi, Parkland |
| Ear, nose and throat | 31 | 14 mi, South Hill |
| Physical therapy | 556 | 7 mi, Graham |
| Mental health | 298 | 7 mi, Graham |
Hospitals near Clear Lake
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| St. Clare Hospital Lakewood | 19 mi | Acute care | 4 of 5 stars |
| MultiCare Good Samaritan Hospital Puyallup | 19 mi | Acute care | 2 of 5 stars |
| St. Joseph Medical Center Tacoma | 23 mi | Acute care | 3 of 5 stars |
| Tacoma General Allenmore Hospital Tacoma | 23 mi | Acute care | 2 of 5 stars |
The closest hospital to Clear Lake is St. Clare Hospital in Lakewood, about 19 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Clear Lake
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Washington Soldiers Home Orting | 12 mi | 97 | 4 of 5 stars |
| Life Care Center of South Hill Puyallup | 17 mi | 100 | 5 of 5 stars |
| Puyallup Post Acute Puyallup | 17 mi | 96 | 2 of 5 stars |
| Rainier Rehabilitation Puyallup | 17 mi | 117 | 5 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Clear Lake. The highest-rated is Life Care Center of South Hill in Puyallup (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Pierce County notes
176,141 people on Medicare in Pierce County48% in Original Medicare (WA 50%)11% of those 65+ are 85 or older
Of the regional Blue plans, Regence BlueShield sells in Pierce County. WSHIP status: reasonable-choice county (what that means). See the Pierce County page for the county-wide view.
Nearby
ZIP codes around Clear Lake: 98338.
Common questions
Which insurers sell Medigap Plan G in Clear Lake, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Clear Lake?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pierce County.
Do doctors near Clear Lake accept Medicare assignment?
Of 34 clinicians CMS lists within 8 miles, 32 (94.1%) always accept assignment and 2 may not.
Can I use Medigap at St. Clare Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Clear Lake than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)