Medigap in Des Moines, WA: Medicare Supplement plans and insurers

CMS lists 4,365 clinicians with practice locations within 8 miles of Des Moines, including 2,022 in primary care (family and internal medicine, nurse practitioners and physician assistants). 244 of them (5.6%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, cancer care, neurology, and chiropractic. Practices with Medicare clinicians near Des Moines include MultiCare Health System, South Sound Inpatient Physicians PLLC, Healthpoint, Franciscan Medical Group, and Virginia Mason Medical Center.

The closest hospital to Des Moines is Highline Medical Center in Burien, about 5 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

4 Medicare-certified nursing homes are within 35 miles of Des Moines. The highest-rated is Judson Park Health Center in Des Moines (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Of the regional Blue plans, Regence BlueShield sells in King County. WSHIP status: reasonable-choice county (what that means). See the King County page for the county-wide view.