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Medigap in Everett, WA: Medicare Supplement plans and prices
Everett is in Snohomish County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Snohomish County
- Population (2024 estimate)
- 113,011
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 2 miles
Plan G and Plan N prices in Everett
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| Regence BlueShield | $317 | $244 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| GPM Health & Life | $466 | $239 | – |
Doctors around Everett
CMS lists 2,700 clinicians with practice locations within 8 miles of Everett, including 1,142 in primary care (family and internal medicine, nurse practitioners and physician assistants). 104 of them (3.9%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cancer care, cardiology, chiropractic, and neurology. Practices with Medicare clinicians near Everett include Optum Care Washington PLLC, Providence Health and Services- Washington, Compass Health, Western Washington Medical Group Inc. PS, and Community Health Center of Snohomish County.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 312 | in town |
| Cancer care | 387 | in town |
| Orthopedics | 213 | in town |
| Eye care | 527 | in town |
| Kidney care | 101 | in town |
| Neurology | 288 | in town |
| Lung care | 119 | in town |
| Digestive care | 206 | in town |
| Urology | 117 | in town |
| Dermatology | 172 | in town |
| Diabetes and hormone care | 76 | in town |
| Ear, nose and throat | 97 | in town |
| Physical therapy | 1,265 | in town |
| Mental health | 1,550 | in town |
Hospitals near Everett
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Providence Regional Medical Center Everett Everett | 2 mi | Acute care | 4 of 5 stars |
| Swedish Edmonds Hospital Edmonds | 11 mi | Acute care | 3 of 5 stars |
| EvergreenHealth Monroe Monroe | 16 mi | Acute care | 3 of 5 stars |
| EvergreenHealth Medical Center Kirkland | 17 mi | Acute care | 5 of 5 stars |
The closest hospital to Everett is Providence Regional Medical Center Everett in Everett, about 2 miles away. The highest-rated hospital in that list is EvergreenHealth Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Everett
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Everett Transitional Care Services Everett | 2 mi | 62 | 4 of 5 stars |
| Bethany at Pacific Everett | 2 mi | 80 | 4 of 5 stars |
| Madison Post Acute Everett | 2 mi | 59 | 2 of 5 stars |
| View Ridge Care Center Everett | 2 mi | 70 | 3 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Everett. The highest-rated is Everett Transitional Care Services in Everett (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Snohomish County notes
Of the regional Blue plans, Regence BlueShield sells in Snohomish County. WSHIP status: reasonable-choice county (what that means). See the Snohomish County page for the county-wide view.
Nearby
ZIP codes around Everett: 98201, 98203, 98207.
Common questions
What is the cheapest Medigap Plan G in Everett, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Everett?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Snohomish County.
Do doctors near Everett accept Medicare assignment?
Of 2,700 clinicians CMS lists within 8 miles, 2,596 (96.1%) always accept assignment and 104 may not.
Can I use Medigap at Providence Regional Medical Center Everett?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Everett than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)