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Medigap in Gig Harbor, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Gig Harbor is in Pierce County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Gig Harbor.

Gig Harbor, Pierce County
County
Pierce County
Population (2024 estimate)
12,643
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
2 miles

Who sells Plan G and Plan N in Gig Harbor

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Pierce County residents. All plans and insurers in Pierce County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Gig Harbor

CMS lists 2,577 clinicians with practice locations within 8 miles of Gig Harbor, including 1,200 in primary care (family and internal medicine, nurse practitioners and physician assistants). 74 of them (2.9%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, cancer care, chiropractic, and neurology. Practices with Medicare clinicians near Gig Harbor include Sea Mar Community Health Centers, Cb Chiropractic PLLC, Tra-minw P S, Medical Imaging Northwest - Good Samaritan Hospital Imaging Alliance, and Franciscan Medical Group.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology494in town
Cancer care471in town
Orthopedics307in town
Eye care646in town
Kidney care145in town
Neurology358in town
Lung care198in town
Digestive care218in town
Urology155in town
Dermatology1533 mi, Artondale
Diabetes and hormone care90in town
Ear, nose and throat1403 mi, Artondale
Physical therapy1,715in town
Mental health1,309in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Gig Harbor

HospitalDistanceTypeCMS overall rating
St. Anthony Hospital
Gig Harbor
2 miAcute care5 of 5 stars
St. Joseph Medical Center
Tacoma
9 miAcute care3 of 5 stars
Tacoma General Allenmore Hospital
Tacoma
9 miAcute care2 of 5 stars
St. Clare Hospital
Lakewood
13 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Gig Harbor is St. Anthony Hospital in Gig Harbor, about 2 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Gig Harbor

Skilled nursing facilityDistanceBedsCMS overall rating
Heron's Key
Gig Harbor
2 mi305 of 5 stars
Gig Harbor Health and Rehabilitation
Gig Harbor
3 mi1201 of 5 stars
Cottesmore of Life Care
Gig Harbor
4 mi1085 of 5 stars
Eliseo
Tacoma
6 mi1873 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Gig Harbor. The highest-rated is Heron's Key in Gig Harbor (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Pierce County notes

176,141 people on Medicare in Pierce County48% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Of the regional Blue plans, Regence BlueShield sells in Pierce County. WSHIP status: reasonable-choice county (what that means). See the Pierce County page for the county-wide view.

Nearby

ZIP codes around Gig Harbor: 98332, 98335.

Common questions

Which insurers sell Medigap Plan G in Gig Harbor, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Gig Harbor?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pierce County.

Do doctors near Gig Harbor accept Medicare assignment?

Of 2,577 clinicians CMS lists within 8 miles, 2,503 (97.1%) always accept assignment and 74 may not.

Can I use Medigap at St. Anthony Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Gig Harbor than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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