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Medigap in Gorst, WA: Medicare Supplement plans and prices

Gorst is an unincorporated community in Kitsap County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
Kitsap County
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
10 miles

Gorst is next to Bremerton, and shares its doctors, hospitals and insurer line-up. The Bremerton page has the same information in more depth.

Plan G and Plan N prices in Gorst

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
Regence BlueShield$317$244–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in Kitsap County. OIC chart, October 8, 2026.

Doctors around Gorst

CMS lists 636 clinicians with practice locations within 8 miles of Gorst, including 277 in primary care (family and internal medicine, nurse practitioners and physician assistants). 29 of them (4.6%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cancer care, cardiology, neurology, and chiropractic. Practices with Medicare clinicians near Gorst include South Sound Inpatient Physicians PLLC, Franciscan Medical Group, Tacoma Emergency Care Physicians PLLC, Kitsap Mental Health Services, and Peninsula Community Health Services.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology5114 mi, Bremerton
Cancer care5526 mi, Parkwood
Orthopedics3396 mi, Parkwood
Eye care7056 mi, Parkwood
Kidney care1756 mi, Enetai
Neurology4604 mi, Bremerton
Lung care2426 mi, Enetai
Digestive care2916 mi, Parkwood
Urology1975 mi, Bethel
Dermatology2266 mi, Enetai
Diabetes and hormone care1246 mi, Enetai
Ear, nose and throat17210 mi, Silverdale
Physical therapy1,5285 mi, Bethel
Mental health1,5694 mi, Bremerton
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Gorst

HospitalDistanceTypeCMS overall rating
St. Michael Medical Center
Silverdale
10 miAcute care4 of 5 stars
St. Anthony Hospital
Gig Harbor
12 miAcute care5 of 5 stars
Highline Medical Center
Burien
17 miAcute care4 of 5 stars
Harborview Medical Center
Seattle
18 miAcute care2 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Gorst is St. Michael Medical Center in Silverdale, about 10 miles away. The highest-rated hospital in that list is St. Anthony Hospital, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Gorst

Skilled nursing facilityDistanceBedsCMS overall rating
Life Care Center of Port Orchard
Port Orchard
3 mi1255 of 5 stars
Avamere Rehabilitation at Ridgemont
Port Orchard
3 mi965 of 5 stars
Port Washington Post Acute
Bremerton
3 mi981 of 5 stars
Washington Veteran Home-retsil
Pt Orchard
5 mi2402 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Gorst. The highest-rated is Life Care Center of Port Orchard in Port Orchard (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Kitsap County notes

Of the regional Blue plans, Regence BlueShield sells in Kitsap County. WSHIP status: reasonable-choice county (what that means). See the Kitsap County page for the county-wide view.

Nearby

ZIP codes around Gorst: 98312, 98337.

Common questions

What is the cheapest Medigap Plan G in Gorst, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Gorst?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Kitsap County.

Do doctors near Gorst accept Medicare assignment?

Of 636 clinicians CMS lists within 8 miles, 607 (95.4%) always accept assignment and 29 may not.

Can I use Medigap at St. Michael Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Gorst than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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