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Medigap in Kahlotus, WA: Medicare Supplement plans and insurers
By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.
Kahlotus is in Franklin County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Kahlotus.
- County
- Franklin County
- Population (2024 estimate)
- 141
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 26 miles
Who sells Plan G and Plan N in Kahlotus
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Asuris | ✓ | ✓ | – |
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Kahlotus
CMS lists no clinician practice locations within 8 miles of Kahlotus. Most specialist care will mean a trip to Pasco, about 37 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 0 | 26 mi, Pasco |
| Cancer care | 0 | 39 mi, Walla Walla |
| Orthopedics | 0 | 39 mi, Walla Walla |
| Eye care | 2 | 14 mi, Connell |
| Kidney care | 0 | 26 mi, Pasco |
| Neurology | 0 | 26 mi, Pasco |
| Lung care | 0 | 39 mi, Walla Walla |
| Digestive care | 0 | 26 mi, Pasco |
| Urology | 0 | 39 mi, Walla Walla |
| Dermatology | 0 | 39 mi, Walla Walla |
| Diabetes and hormone care | 0 | 44 mi, Richland |
| Ear, nose and throat | 0 | 39 mi, Walla Walla |
| Physical therapy | 0 | 26 mi, Pasco |
| Mental health | 2 | 14 mi, Connell |
Hospitals near Kahlotus
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Lourdes Medical Center Pasco | 26 mi | Critical access | 3 of 5 stars |
| Othello Community Hospital Othello | 32 mi | Critical access | not rated |
| East Adams Rural Hospital Ritzville | 34 mi | Rural emergency (no inpatient beds) | not rated |
| Providence St. Mary Medical Center Walla Walla | 39 mi | Acute care | 3 of 5 stars |
The closest hospital to Kahlotus is Lourdes Medical Center in Pasco, about 26 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Kahlotus
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Othello Post Acute Othello | 31 mi | 39 | 4 of 5 stars |
1 Medicare-certified nursing home is within 35 miles of Kahlotus. The highest-rated is Othello Post Acute in Othello (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Franklin County notes
12,804 people on Medicare in Franklin County63% in Original Medicare (WA 50%)10% of those 65+ are 85 or older
Of the regional Blue plans, Asuris Northwest Health sells in Franklin County. WSHIP status: not a reasonable-choice county (what that means). See the Franklin County page for the county-wide view.
Nearby
ZIP codes around Kahlotus: 99335.
Common questions
Which insurers sell Medigap Plan G in Kahlotus, WA?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Kahlotus?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Franklin County.
Can I use Medigap at Lourdes Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Kahlotus than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)