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Medigap in Lower Elochoman, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Lower Elochoman is an unincorporated community in Wahkiakum County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Lower Elochoman.

Lower Elochoman, Wahkiakum County
County
Wahkiakum County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
15 miles

Lower Elochoman is next to Cathlamet, and shares its doctors, hospitals and insurer line-up. The Cathlamet page has the same information in more depth.

Who sells Plan G and Plan N in Lower Elochoman

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Wahkiakum County residents. All plans and insurers in Wahkiakum County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Lower Elochoman

CMS lists only 2 clinicians with practice locations within 8 miles of Lower Elochoman. Most specialist care will mean a trip to Vancouver, about 55 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, general surgery, cardiology, and cancer care. Practices with Medicare clinicians near Lower Elochoman include Cowlitz Family Health Center.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology1115 mi, Longview Heights
Cancer care1015 mi, Longview Heights
Orthopedics515 mi, Longview Heights
Eye care2415 mi, Longview Heights
Kidney care415 mi, Longview Heights
Neurology415 mi, Longview Heights
Lung care615 mi, Longview Heights
Digestive care515 mi, Longview Heights
Urology415 mi, Longview Heights
Dermatology815 mi, Longview Heights
Diabetes and hormone care050 mi, Barberton
Ear, nose and throat215 mi, Longview Heights
Physical therapy2715 mi, Longview Heights
Mental health5215 mi, Longview Heights
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Lower Elochoman

HospitalDistanceTypeCMS overall rating
PeaceHealth St. John Medical Center
Longview
15 miAcute care4 of 5 stars
Ocean Beach Hospital
Ilwaco
30 miCritical access2 of 5 stars
Willapa Harbor Hospital
South Bend
32 miCritical accessnot rated
Providence Centralia Hospital
Centralia
43 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Lower Elochoman is PeaceHealth St. John Medical Center in Longview, about 15 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Lower Elochoman

Skilled nursing facilityDistanceBedsCMS overall rating
Beacon Hill Rehabilitation
Longview
22 mi675 of 5 stars
Americana Health and Rehabilitation
Longview
22 mi744 of 5 stars
Frontier Rehabilitation and Extended Care
Longview
22 mi1402 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

3 Medicare-certified nursing homes are within 35 miles of Lower Elochoman. The highest-rated is Beacon Hill Rehabilitation in Longview (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Care across the Oregon line

Lower Elochoman is about 3 miles from Oregon. Your Washington Medigap policy pays the same at Oregon doctors and hospitals that accept Medicare, with no network. Oregon doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Wahkiakum County notes

1,761 people on Medicare in Wahkiakum County54% in Original Medicare (WA 50%)7% of those 65+ are 85 or older

Of the regional Blue plans, Regence BlueShield sells in Wahkiakum County. WSHIP status: not a reasonable-choice county (what that means). See the Wahkiakum County page for the county-wide view.

Nearby

ZIP codes around Lower Elochoman: 98612.

Common questions

Which insurers sell Medigap Plan G in Lower Elochoman, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Lower Elochoman?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Wahkiakum County.

Can I use Medigap at PeaceHealth St. John Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Lower Elochoman than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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