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Medigap in Martha Lake, WA: Medicare Supplement plans and insurers
Martha Lake is an unincorporated community in Snohomish County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Martha Lake.
- County
- Snohomish County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 5 miles
Martha Lake is next to Mill Creek, and shares its doctors, hospitals and insurer line-up. The Mill Creek page has the same information in more depth.
Who sells Plan G and Plan N in Martha Lake
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Martha Lake
CMS lists 3,935 clinicians with practice locations within 8 miles of Martha Lake, including 1,571 in primary care (family and internal medicine, nurse practitioners and physician assistants). 328 of them (8.3%) are listed as only sometimes accepting assignment, against 4.5% statewide. Those providers can bill up to 15% above the Medicare-approved amount. That makes the excess-charge coverage in Plan G worth more in Martha Lake than in most of Washington. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cancer care, neurology, cardiology, and chiropractic. Practices with Medicare clinicians near Martha Lake include Healthpoint, King County Public Hospital District No 2, Optum Care Washington PLLC, The Association of University Physicians, and Refined Physio PLLC.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 420 | in town |
| Cancer care | 473 | 3 mi, Alderwood Manor |
| Orthopedics | 337 | 3 mi, Alderwood Manor |
| Eye care | 682 | in town |
| Kidney care | 142 | 3 mi, Alderwood Manor |
| Neurology | 458 | in town |
| Lung care | 179 | 3 mi, Alderwood Manor |
| Digestive care | 286 | in town |
| Urology | 168 | 3 mi, Alderwood Manor |
| Dermatology | 238 | in town |
| Diabetes and hormone care | 103 | 3 mi, Alderwood Manor |
| Ear, nose and throat | 154 | in town |
| Physical therapy | 1,808 | in town |
| Mental health | 1,998 | in town |
Hospitals near Martha Lake
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Swedish Edmonds Hospital Edmonds | 5 mi | Acute care | 3 of 5 stars |
| EvergreenHealth Medical Center Kirkland | 9 mi | Acute care | 5 of 5 stars |
| Providence Regional Medical Center Everett Everett | 11 mi | Acute care | 4 of 5 stars |
| University of Washington Medical Center Seattle | 14 mi | Acute care | 4 of 5 stars |
The closest hospital to Martha Lake is Swedish Edmonds Hospital in Edmonds, about 5 miles away. The highest-rated hospital in that list is EvergreenHealth Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Martha Lake
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Alderwood Post Acute & Rehabilitation Lynnwood | 2 mi | 113 | 2 of 5 stars |
| Bethany at Silver Lake Everett | 4 mi | 151 | 5 of 5 stars |
| Bothell Health Care Bothell | 4 mi | 99 | 3 of 5 stars |
| Lynnwood Post Acute Rehabilitation Center Lynnwood | 4 mi | 67 | 4 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Martha Lake. The highest-rated is Bethany at Silver Lake in Everett (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Snohomish County notes
152,940 people on Medicare in Snohomish County40% in Original Medicare (WA 50%)11% of those 65+ are 85 or older
Of the regional Blue plans, Regence BlueShield sells in Snohomish County. WSHIP status: reasonable-choice county (what that means). See the Snohomish County page for the county-wide view.
Nearby
ZIP codes around Martha Lake: 98012, 98021, 98036, 98037, 98087.
Common questions
Which insurers sell Medigap Plan G in Martha Lake, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Martha Lake?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Snohomish County.
Do doctors near Martha Lake accept Medicare assignment?
Of 3,935 clinicians CMS lists within 8 miles, 3,607 (91.7%) always accept assignment and 328 may not.
Can I use Medigap at Swedish Edmonds Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Martha Lake than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)