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Medigap in Mercer Island, WA: Medicare Supplement plans and insurers
Mercer Island is in King County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Mercer Island.
- County
- King County
- Population (2024 estimate)
- 25,302
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 4 miles
Who sells Plan G and Plan N in Mercer Island
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Mercer Island
CMS lists 13,303 clinicians with practice locations within 8 miles of Mercer Island, including 4,432 in primary care (family and internal medicine, nurse practitioners and physician assistants). 539 of them (4.1%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, cancer care, neurology, and chiropractic. Practices with Medicare clinicians near Mercer Island include Overlake Medical Clinics LLC, Kaiser Foundation Health Plan of Washington, Ideal Option PLLC, International Community Health Services, and Washington Luna Care Physical Therapy LLC.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 665 | in town |
| Cancer care | 595 | 4 mi, Clyde Hill |
| Orthopedics | 436 | 4 mi, Clyde Hill |
| Eye care | 956 | in town |
| Kidney care | 196 | 4 mi, Clyde Hill |
| Neurology | 574 | in town |
| Lung care | 274 | in town |
| Digestive care | 370 | 4 mi, Clyde Hill |
| Urology | 239 | 3 mi, Mercer Island |
| Dermatology | 259 | in town |
| Diabetes and hormone care | 143 | 4 mi, Clyde Hill |
| Ear, nose and throat | 200 | 4 mi, Newcastle |
| Physical therapy | 2,494 | in town |
| Mental health | 2,338 | in town |
Hospitals near Mercer Island
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Overlake Hospital Medical Center & Clinics Bellevue | 4 mi | Acute care | 2 of 5 stars |
| Swedish Medical Center / Cherry Hill Seattle | 4 mi | Acute care | 4 of 5 stars |
| Swedish Medical Center Seattle | 4 mi | Acute care | 4 of 5 stars |
| Harborview Medical Center Seattle | 5 mi | Acute care | 2 of 5 stars |
The closest hospital to Mercer Island is Overlake Hospital Medical Center & Clinics in Bellevue, about 4 miles away. The highest-rated hospital in that list is Swedish Medical Center / Cherry Hill, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Mercer Island
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Covenant Shores Health Center Mercer Island | 2 mi | 43 | 5 of 5 stars |
| Kin On Health Care Center Seattle | 2 mi | 100 | 4 of 5 stars |
| Caroline Kline Galland Home Seattle | 3 mi | 205 | 3 of 5 stars |
| Washington Care Center Seattle | 3 mi | 165 | 3 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Mercer Island. The highest-rated is Covenant Shores Health Center in Mercer Island (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
King County notes
368,813 people on Medicare in King County46% in Original Medicare (WA 50%)12% of those 65+ are 85 or older
Of the regional Blue plans, Regence BlueShield sells in King County. WSHIP status: reasonable-choice county (what that means). See the King County page for the county-wide view.
Nearby
ZIP codes around Mercer Island: 98004, 98006, 98040, 98118, 98144.
Common questions
Which insurers sell Medigap Plan G in Mercer Island, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Mercer Island?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout King County.
Do doctors near Mercer Island accept Medicare assignment?
Of 13,303 clinicians CMS lists within 8 miles, 12,764 (95.9%) always accept assignment and 539 may not.
Can I use Medigap at Overlake Hospital Medical Center & Clinics?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Mercer Island than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)