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Medigap in Monroe, WA: Medicare Supplement plans and prices
Monroe is in Snohomish County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Snohomish County
- Population (2024 estimate)
- 19,927
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 5 miles
Plan G and Plan N prices in Monroe
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| Regence BlueShield | $317 | $244 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| GPM Health & Life | $466 | $239 | – |
Doctors around Monroe
CMS lists 305 clinicians with practice locations within 8 miles of Monroe, including 147 in primary care (family and internal medicine, nurse practitioners and physician assistants). 16 of them (5.2%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cancer care, neurology, cardiology, and orthopedics. Practices with Medicare clinicians near Monroe include King County Public Hospital District No 2, Providence Health and Services- Washington, Optum Care Washington PLLC, Summit Rehabilitation PLLC, and Seattle Hill Physical Therapy LLC.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 426 | 5 mi, Woods Creek |
| Cancer care | 468 | 7 mi, Three Lakes |
| Orthopedics | 339 | 5 mi, Woods Creek |
| Eye care | 679 | 5 mi, Woods Creek |
| Kidney care | 143 | 10 mi, Eastmont |
| Neurology | 447 | 10 mi, Eastmont |
| Lung care | 180 | 10 mi, Eastmont |
| Digestive care | 296 | 5 mi, Woods Creek |
| Urology | 172 | 11 mi, Bothell |
| Dermatology | 227 | 5 mi, Woods Creek |
| Diabetes and hormone care | 102 | 10 mi, Eastmont |
| Ear, nose and throat | 152 | 10 mi, Mill Creek East |
| Physical therapy | 1,701 | 5 mi, Woods Creek |
| Mental health | 1,903 | 5 mi, Woods Creek |
Hospitals near Monroe
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| EvergreenHealth Monroe Monroe | 5 mi | Acute care | 3 of 5 stars |
| Providence Regional Medical Center Everett Everett | 13 mi | Acute care | 4 of 5 stars |
| EvergreenHealth Medical Center Kirkland | 15 mi | Acute care | 5 of 5 stars |
| Swedish Edmonds Hospital Edmonds | 16 mi | Acute care | 3 of 5 stars |
The closest hospital to Monroe is EvergreenHealth Monroe in Monroe, about 5 miles away. The highest-rated hospital in that list is EvergreenHealth Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Monroe
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Regency Care Center at Monroe Monroe | under 1 mi | 92 | 5 of 5 stars |
| Snohomish Health and Rehabilitation of Cascadia Snohomish | 7 mi | 91 | 2 of 5 stars |
| Bethany at Silver Lake Everett | 10 mi | 151 | 5 of 5 stars |
| Madison Post Acute Everett | 11 mi | 59 | 2 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Monroe. The highest-rated is Regency Care Center at Monroe in Monroe (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Snohomish County notes
Of the regional Blue plans, Regence BlueShield sells in Snohomish County. WSHIP status: reasonable-choice county (what that means). See the Snohomish County page for the county-wide view.
Nearby
ZIP codes around Monroe: 98272.
Common questions
What is the cheapest Medigap Plan G in Monroe, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Monroe?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Snohomish County.
Do doctors near Monroe accept Medicare assignment?
Of 305 clinicians CMS lists within 8 miles, 289 (94.8%) always accept assignment and 16 may not.
Can I use Medigap at EvergreenHealth Monroe?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Monroe than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)