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Medigap in Mountlake Terrace, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Mountlake Terrace is in Snohomish County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Mountlake Terrace.

Mountlake Terrace, Snohomish County
County
Snohomish County
Population (2024 estimate)
25,198
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
3 miles

Who sells Plan G and Plan N in Mountlake Terrace

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Snohomish County residents. All plans and insurers in Snohomish County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Mountlake Terrace

CMS lists 5,103 clinicians with practice locations within 8 miles of Mountlake Terrace, including 1,772 in primary care (family and internal medicine, nurse practitioners and physician assistants). 366 of them (7.2%) are listed as only sometimes accepting assignment, against 4.5% statewide. Those providers can bill up to 15% above the Medicare-approved amount. That makes the excess-charge coverage in Plan G worth more in Mountlake Terrace than in most of Washington. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, neurology, cancer care, cardiology, and chiropractic. Practices with Medicare clinicians near Mountlake Terrace include Healthpoint, King County Public Hospital District No 2, Optum Care Washington PLLC, The Association of University Physicians, and Refined Physio PLLC.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology467in town
Cancer care502in town
Orthopedics369in town
Eye care811in town
Kidney care154in town
Neurology504in town
Lung care206in town
Digestive care323in town
Urology191in town
Dermatology258in town
Diabetes and hormone care116in town
Ear, nose and throat1633 mi, Lynnwood
Physical therapy2,110in town
Mental health2,229in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Mountlake Terrace

HospitalDistanceTypeCMS overall rating
Swedish Edmonds Hospital
Edmonds
3 miAcute care3 of 5 stars
EvergreenHealth Medical Center
Kirkland
7 miAcute care5 of 5 stars
University of Washington Medical Center
Seattle
10 miAcute care4 of 5 stars
Kaiser Permanente Central Hospital
Seattle
11 miAcute carenot rated
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Mountlake Terrace is Swedish Edmonds Hospital in Edmonds, about 3 miles away. The highest-rated hospital in that list is EvergreenHealth Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Mountlake Terrace

Skilled nursing facilityDistanceBedsCMS overall rating
Edmonds Post Acute
Edmonds
1 mi1281 of 5 stars
Pine Ridge Post Acute
Edmonds
2 mi805 of 5 stars
Fircrest Nursing Facility
Seattle
2 mi1105 of 5 stars
Lynnwood Post Acute Rehabilitation Center
Lynnwood
2 mi674 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Mountlake Terrace. The highest-rated is Pine Ridge Post Acute in Edmonds (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Snohomish County notes

152,940 people on Medicare in Snohomish County40% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Of the regional Blue plans, Regence BlueShield sells in Snohomish County. WSHIP status: reasonable-choice county (what that means). See the Snohomish County page for the county-wide view.

Nearby

ZIP codes around Mountlake Terrace: 98020, 98026, 98036, 98037, 98043, 98155.

Common questions

Which insurers sell Medigap Plan G in Mountlake Terrace, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Mountlake Terrace?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Snohomish County.

Do doctors near Mountlake Terrace accept Medicare assignment?

Of 5,103 clinicians CMS lists within 8 miles, 4,737 (92.8%) always accept assignment and 366 may not.

Can I use Medigap at Swedish Edmonds Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Mountlake Terrace than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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