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Medigap in Shadow Lake, WA: Medicare Supplement plans and insurers

Shadow Lake is an unincorporated community in King County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Shadow Lake.

County
King County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
3 miles

Who sells Plan G and Plan N in Shadow Lake

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to King County residents. All plans and insurers in King County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Shadow Lake

CMS lists 2,084 clinicians with practice locations within 8 miles of Shadow Lake, including 956 in primary care (family and internal medicine, nurse practitioners and physician assistants). 108 of them (5.2%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, cancer care, and neurology. Practices with Medicare clinicians near Shadow Lake include MultiCare Health System, Healthpoint, Kosnoski Eye Care Inc., Mb2k LLC, and Valley Medical Group-renton.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology5473 mi, Covington
Cancer care5206 mi, Kent
Orthopedics4073 mi, Covington
Eye care8943 mi, Fairwood
Kidney care1756 mi, Kent
Neurology4783 mi, Covington
Lung care2486 mi, Kent
Digestive care3113 mi, Covington
Urology1963 mi, Covington
Dermatology2293 mi, Covington
Diabetes and hormone care1213 mi, Covington
Ear, nose and throat1833 mi, Covington
Physical therapy2,2583 mi, Fairwood
Mental health1,6523 mi, Covington
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Shadow Lake

HospitalDistanceTypeCMS overall rating
MultiCare Covington Medical Center
Covington
3 miAcute care3 of 5 stars
Valley Medical Center
Renton
6 miAcute care2 of 5 stars
MultiCare Auburn Medical Center
Auburn
11 miAcute care2 of 5 stars
Swedish Issaquah
Issaquah
11 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Shadow Lake is MultiCare Covington Medical Center in Covington, about 3 miles away. The highest-rated hospital in that list is Swedish Issaquah, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Shadow Lake

Skilled nursing facilityDistanceBedsCMS overall rating
Benson Heights Rehabilitation Center
Kent
6 mi914 of 5 stars
Cedar River Healthcare Center
Renton
6 mi603 of 5 stars
Valley View Skilled Nursing and Rehabilitation
Renton
7 mi1363 of 5 stars
North Auburn Care
Auburn
8 mi1252 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Shadow Lake. The highest-rated is Benson Heights Rehabilitation Center in Kent (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

King County notes

Of the regional Blue plans, Regence BlueShield sells in King County. WSHIP status: reasonable-choice county (what that means). See the King County page for the county-wide view.

Nearby

ZIP codes around Shadow Lake: 98042, 98058.

Common questions

Which insurers sell Medigap Plan G in Shadow Lake, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Shadow Lake?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout King County.

Do doctors near Shadow Lake accept Medicare assignment?

Of 2,084 clinicians CMS lists within 8 miles, 1,976 (94.8%) always accept assignment and 108 may not.

Can I use Medigap at MultiCare Covington Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Shadow Lake than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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