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Medigap in Soap Lake, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Soap Lake is in Grant County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Soap Lake.

Soap Lake, Grant County
County
Grant County
Population (2024 estimate)
1,780
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
8 miles

Who sells Plan G and Plan N in Soap Lake

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Grant County residents. All plans and insurers in Grant County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Soap Lake

CMS lists 116 clinicians with practice locations within 8 miles of Soap Lake, including 48 in primary care (family and internal medicine, nurse practitioners and physician assistants). Only 2 (1.7%) are listed as sometimes declining assignment, below the 4.5% statewide figure. Excess charges are rare here, which favors Plan N for people who don't see specialists often. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, orthopedics, digestive care, and general surgery. Few or none practice cancer care, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Soap Lake include Grant County Public Hospital District No. 3, Wenatchee Valley Hospital, and Washington Pac Services Pc.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology48 mi, Ephrata
Cancer care219 mi, Cascade Valley
Orthopedics98 mi, Ephrata
Eye care138 mi, Ephrata
Kidney care119 mi, Cascade Valley
Neurology040 mi, Wenatchee
Lung care119 mi, Cascade Valley
Digestive care519 mi, Cascade Valley
Urology28 mi, Ephrata
Dermatology119 mi, Cascade Valley
Diabetes and hormone care040 mi, Wenatchee
Ear, nose and throat119 mi, Cascade Valley
Physical therapy148 mi, Ephrata
Mental health238 mi, Ephrata
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Soap Lake

HospitalDistanceTypeCMS overall rating
Columbia Basin Hospital
Ephrata
8 miCritical accessnot rated
Samaritan Hospital
Moses Lake
19 miAcute care2 of 5 stars
Quincy Valley Medical Center
Quincy
23 miCritical accessnot rated
Odessa Memorial Healthcare Center
Odessa
34 miCritical accessnot rated
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Soap Lake is Columbia Basin Hospital in Ephrata, about 8 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Samaritan Hospital, 2 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Soap Lake

Skilled nursing facilityDistanceBedsCMS overall rating
McKay Healthcare & Rehab Ctr
Soap Lake
under 1 mi423 of 5 stars
Columbia Basin Hospital
Ephrata
6 mi124 of 5 stars
Lake Ridge Center
Moses Lake
21 mi742 of 5 stars
Columbia Crest Center
Moses Lake
22 mi1112 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Soap Lake. The highest-rated is Columbia Basin Hospital in Ephrata (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Grant County notes

18,302 people on Medicare in Grant County63% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Of the regional Blue plans, Asuris Northwest Health sells in Grant County. WSHIP status: not a reasonable-choice county (what that means). See the Grant County page for the county-wide view.

Nearby

ZIP codes around Soap Lake: 98851.

Common questions

Which insurers sell Medigap Plan G in Soap Lake, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Soap Lake?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Grant County.

Do doctors near Soap Lake accept Medicare assignment?

Of 116 clinicians CMS lists within 8 miles, 114 (98.3%) always accept assignment and 2 may not.

Can I use Medigap at Columbia Basin Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Soap Lake than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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