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Medigap in Soap Lake, WA: Medicare Supplement plans and insurers
Soap Lake is in Grant County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Soap Lake.
- County
- Grant County
- Population (2024 estimate)
- 1,780
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 8 miles
Who sells Plan G and Plan N in Soap Lake
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Asuris | ✓ | ✓ | – |
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Soap Lake
CMS lists 116 clinicians with practice locations within 8 miles of Soap Lake, including 48 in primary care (family and internal medicine, nurse practitioners and physician assistants). Only 2 (1.7%) are listed as sometimes declining assignment, below the 4.5% statewide figure. Excess charges are rare here, which favors Plan N for people who don't see specialists often. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, orthopedics, digestive care, and general surgery. Few or none practice cancer care, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Soap Lake include Grant County Public Hospital District No. 3, Wenatchee Valley Hospital, and Washington Pac Services Pc.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 4 | 8 mi, Ephrata |
| Cancer care | 2 | 19 mi, Cascade Valley |
| Orthopedics | 9 | 8 mi, Ephrata |
| Eye care | 13 | 8 mi, Ephrata |
| Kidney care | 1 | 19 mi, Cascade Valley |
| Neurology | 0 | 40 mi, Wenatchee |
| Lung care | 1 | 19 mi, Cascade Valley |
| Digestive care | 5 | 19 mi, Cascade Valley |
| Urology | 2 | 8 mi, Ephrata |
| Dermatology | 1 | 19 mi, Cascade Valley |
| Diabetes and hormone care | 0 | 40 mi, Wenatchee |
| Ear, nose and throat | 1 | 19 mi, Cascade Valley |
| Physical therapy | 14 | 8 mi, Ephrata |
| Mental health | 23 | 8 mi, Ephrata |
Hospitals near Soap Lake
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Columbia Basin Hospital Ephrata | 8 mi | Critical access | not rated |
| Samaritan Hospital Moses Lake | 19 mi | Acute care | 2 of 5 stars |
| Quincy Valley Medical Center Quincy | 23 mi | Critical access | not rated |
| Odessa Memorial Healthcare Center Odessa | 34 mi | Critical access | not rated |
The closest hospital to Soap Lake is Columbia Basin Hospital in Ephrata, about 8 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Samaritan Hospital, 2 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Soap Lake
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| McKay Healthcare & Rehab Ctr Soap Lake | under 1 mi | 42 | 3 of 5 stars |
| Columbia Basin Hospital Ephrata | 6 mi | 12 | 4 of 5 stars |
| Lake Ridge Center Moses Lake | 21 mi | 74 | 2 of 5 stars |
| Columbia Crest Center Moses Lake | 22 mi | 111 | 2 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Soap Lake. The highest-rated is Columbia Basin Hospital in Ephrata (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Grant County notes
18,302 people on Medicare in Grant County63% in Original Medicare (WA 50%)11% of those 65+ are 85 or older
Of the regional Blue plans, Asuris Northwest Health sells in Grant County. WSHIP status: not a reasonable-choice county (what that means). See the Grant County page for the county-wide view.
Nearby
ZIP codes around Soap Lake: 98851.
Common questions
Which insurers sell Medigap Plan G in Soap Lake, WA?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Soap Lake?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Grant County.
Do doctors near Soap Lake accept Medicare assignment?
Of 116 clinicians CMS lists within 8 miles, 114 (98.3%) always accept assignment and 2 may not.
Can I use Medigap at Columbia Basin Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Soap Lake than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)