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Medigap in Tonasket, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Tonasket is in Okanogan County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Tonasket.

Tonasket, Okanogan County
County
Okanogan County
Population (2024 estimate)
1,133
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
9 miles

Who sells Plan G and Plan N in Tonasket

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Okanogan County residents. All plans and insurers in Okanogan County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Tonasket

CMS lists no clinician practice locations within 8 miles of Tonasket. Most specialist care will mean a trip to Wenatchee, about 97 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, general surgery, physical therapy, and chiropractic. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology19 mi, Tonasket
Cancer care078 mi, Colville
Orthopedics124 mi, Disautel
Eye care224 mi, Disautel
Kidney care061 mi, Manson
Neurology078 mi, Colville
Lung care078 mi, Colville
Digestive care124 mi, Disautel
Urology078 mi, Colville
Dermatology043 mi, Brewster
Diabetes and hormone care124 mi, Disautel
Ear, nose and throat061 mi, Manson
Physical therapy324 mi, Disautel
Mental health149 mi, Tonasket
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Tonasket

HospitalDistanceTypeCMS overall rating
North Valley Hospital
Tonasket
9 miCritical accessnot rated
Mid Valley Hospital & Clinic
Omak
24 miCritical accessnot rated
Ferry County Memorial Hospital
Republic
36 miCritical accessnot rated
Three Rivers Hospital
Brewster
43 miCritical accessnot rated
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Tonasket is North Valley Hospital in Tonasket, about 9 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Tonasket

Skilled nursing facilityDistanceBedsCMS overall rating
North Valley Hospital
Tonasket
under 1 mi424 of 5 stars
Regency Omak
Omak
20 mi565 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

2 Medicare-certified nursing homes are within 35 miles of Tonasket. The highest-rated is Regency Omak in Omak (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Crossing into Canada

Tonasket is about 20 miles from the Canadian border. Medicare pays almost nothing in Canada; Plans G and N pay 80% of emergency care abroad after a $250 yearly deductible (lifetime limit $50,000). Plan K and Plan A don't.

Okanogan County notes

12,244 people on Medicare in Okanogan County70% in Original Medicare (WA 50%)10% of those 65+ are 85 or older

Of the regional Blue plans, Asuris Northwest Health sells in Okanogan County. WSHIP status: not a reasonable-choice county (what that means). See the Okanogan County page for the county-wide view.

Nearby

ZIP codes around Tonasket: 98855.

Common questions

Which insurers sell Medigap Plan G in Tonasket, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Tonasket?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Okanogan County.

Can I use Medigap at North Valley Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Tonasket than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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