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Medigap in Washougal, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Washougal is in Clark County. 14 of the insurers we track sell Medicare Supplement policies to its residents: 14 sell Plan G and 13 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Washougal.

Washougal, Clark County
County
Clark County
Population (2024 estimate)
17,944
Insurers selling here
14
Sell Plan G
14
Sell Plan N
13
Nearest hospital
11 miles

Who sells Plan G and Plan N in Washougal

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Regence BlueCross BlueShield of Oregon✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Clark County residents. All plans and insurers in Clark County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Washougal

CMS lists 150 clinicians with practice locations within 8 miles of Washougal, including 51 in primary care (family and internal medicine, nurse practitioners and physician assistants). 9 of them (6.0%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cardiology, orthopedics, and neurology. Practices with Medicare clinicians near Washougal include The Vancouver Clinic Inc. PS, Legacy Salmon Creek Hospital, and Washougal Sport and Spine Inc..

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology894 mi, Fern Prairie
Cancer care568 mi, Camas
Orthopedics608 mi, Camas
Eye care1924 mi, Fern Prairie
Kidney care298 mi, Camas
Neurology594 mi, Fern Prairie
Lung care378 mi, Camas
Digestive care454 mi, Fern Prairie
Urology269 mi, Vancouver
Dermatology379 mi, Vancouver
Diabetes and hormone care158 mi, Camas
Ear, nose and throat328 mi, Camas
Physical therapy2604 mi, North Bonneville
Mental health3854 mi, North Bonneville
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Washougal

HospitalDistanceTypeCMS overall rating
PeaceHealth Southwest Medical Center
Vancouver
11 miAcute care3 of 5 stars
Legacy Salmon Creek Medical Center
Vancouver
16 miAcute care4 of 5 stars
Skyline Hospital
White Salmon
45 miCritical accessnot rated
PeaceHealth St. John Medical Center
Longview
55 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Washougal is PeaceHealth Southwest Medical Center in Vancouver, about 11 miles away. The highest-rated hospital in that list is Legacy Salmon Creek Medical Center, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Washougal

Skilled nursing facilityDistanceBedsCMS overall rating
Lacamas Creek Post Acute
Camas
3 mi835 of 5 stars
Avamere Rehabilitation of Cascade Park
Vancouver
9 mi885 of 5 stars
Hudson Bay Health and Rehabilitation
Vancouver
12 mi925 of 5 stars
Vancouver Specialty and Rehab Care
Vancouver
12 mi1043 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Washougal. The highest-rated is Lacamas Creek Post Acute in Camas (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Care across the Oregon line

Washougal is about 0 miles from Oregon. Your Washington Medigap policy pays the same at Oregon doctors and hospitals that accept Medicare, with no network. Oregon doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Clark County notes

108,542 people on Medicare in Clark County33% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Of the regional Blue plans, Regence BlueCross BlueShield of Oregon sells in Clark County. Premera Blue Cross doesn't sell individual Medigap plans here. WSHIP status: reasonable-choice county (what that means). See the Clark County page for the county-wide view.

Nearby

ZIP codes around Washougal: 98671.

Common questions

Which insurers sell Medigap Plan G in Washougal, WA?

14: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Regence BlueCross BlueShield of Oregon, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Washougal?

14: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Regence BlueCross BlueShield of Oregon, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Clark County.

Do doctors near Washougal accept Medicare assignment?

Of 150 clinicians CMS lists within 8 miles, 141 (94.0%) always accept assignment and 9 may not.

Can I use Medigap at PeaceHealth Southwest Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Washougal than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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