Home / Cities / Rainier / ZIP 98576

Medigap in ZIP code 98576, Rainier area

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

98576 is in Thurston County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.

ZIP 98576, Thurston County

County: Thurston
Closest community: Rainier
Medicare clinicians in 98576: 1
Nearest hospital: 14 mi

CMS lists 1 Medicare clinician practicing at addresses in 98576; 1 may not always accept Medicare assignment. Counting everything within 8 miles of the ZIP's center: 40 clinicians, 7.5% sometimes declining assignment (statewide 4.5%). Nearest general hospital: Providence Centralia Hospital in Centralia, about 14 miles. Nearest Medicare-certified nursing home: Lacey Post Acute & Rehabilitation, about 14 miles (2 of 5 stars).

70,541 people on Medicare in Thurston County47% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Medigap plans sold in 98576

Thurston County line-up. Full list: Rainier. OIC chart, October 8, 2026.
Plan	Insurers	Who
Plan G	15	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more
Plan N	14	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more
High-deductible Plan G	6	HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National
Plan A	14	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more
Plan K	2	Regence BlueShield, UnitedHealthcare (AARP)
Plan F	13	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more

Source: CMS Doctors and Clinicians file.
Specialty in 98576	Clinicians
Chiropractic	1

Hospitals near 98576

Straight-line distance from the town center. Source: CMS Hospital General Information.
Hospital	Distance	Type	CMS overall rating
Providence Centralia Hospital Centralia	14 mi	Acute care	3 of 5 stars
Providence St. Peter Hospital Olympia	21 mi	Acute care	3 of 5 stars
St. Clare Hospital Lakewood	23 mi	Acute care	4 of 5 stars

Communities near 98576

Rainier (4 mi)
Yelm (7 mi)
McKenna (8 mi)
North Yelm (8 mi)
Tenino (10 mi)

Neighboring ZIP codes: 98589, 98597, 98558, 98513, 98530, 98580.

Common questions

Which insurers sell Medigap Plan G in 98576?

15 insurers sell Plan G to Thurston County residents (OIC chart current as of October 8, 2026).

How many Medigap insurers sell in 98576?

15, the Thurston County line-up.