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Medigap in North Yelm, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

North Yelm is an unincorporated community in Pierce County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near North Yelm.

North Yelm, Pierce County

County: Pierce County
Insurers selling here: 15
Sell Plan G: 15
Sell Plan N: 14
Nearest hospital: 15 miles

North Yelm is next to Yelm, and shares its doctors, hospitals and insurer line-up. The Yelm page has the same information in more depth.

Who sells Plan G and Plan N in North Yelm

✓ = sells that plan to Pierce County residents. All plans and insurers in Pierce County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.
Insurer	Plan G	Plan N	HD Plan G
Bankers Reserve Life	✓	✓	–
First Health Life & Health	✓	✓	–
GPM Health & Life	✓	✓	–
HumanaDental	✓	✓	✓
Insurance Company of North America	✓	✓	✓
Medco Containment Life	✓	✓	–
Premera	✓	✓	✓
Regence BlueShield	✓	✓	–
State Farm sold through State Farm agents	✓	✓	–
USAA USAA eligibility required	✓	✓	–
United American	✓	✓	✓
United World Life (Mutual of Omaha)	✓	✓	✓
UnitedHealthcare (AARP) AARP membership required	✓	✓	–
WA Health Care Authority Premera Plan G state-sponsored group plan	✓	–	–
Washington National	✓	✓	✓

Doctors around North Yelm

CMS lists only 10 clinicians with practice locations within 8 miles of North Yelm. Most specialist care will mean a trip to Steilacoom, about 14 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, general surgery, and orthopedics. Practices with Medicare clinicians near North Yelm include Nisqually Indian Tribe and Imaging Associates of Michigan PLLC.

How far to each kind of specialist

Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.
Specialty	Clinicians within 25 mi	Nearest
Cardiology	236	12 mi, Tumwater
Cancer care	142	9 mi, Lacey
Orthopedics	162	12 mi, Tanglewilde
Eye care	256	9 mi, Fort Lewis
Kidney care	66	15 mi, Lakewood
Neurology	123	12 mi, Tumwater
Lung care	98	15 mi, Lakewood
Digestive care	83	15 mi, Lakewood
Urology	74	15 mi, Lakewood
Dermatology	57	15 mi, Lakewood
Diabetes and hormone care	32	9 mi, Lacey
Ear, nose and throat	55	15 mi, Lakewood
Physical therapy	786	9 mi, Lacey
Mental health	576	6 mi, Nisqually Indian Community

Hospitals near North Yelm

Straight-line distance from the town center. Source: CMS Hospital General Information.
Hospital	Distance	Type	CMS overall rating
St. Clare Hospital Lakewood	15 mi	Acute care	4 of 5 stars
Providence St. Peter Hospital Olympia	16 mi	Acute care	3 of 5 stars
St. Joseph Medical Center Tacoma	20 mi	Acute care	3 of 5 stars
Tacoma General Allenmore Hospital Tacoma	20 mi	Acute care	2 of 5 stars

The closest hospital to North Yelm is St. Clare Hospital in Lakewood, about 15 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near North Yelm

Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.
Skilled nursing facility	Distance	Beds	CMS overall rating
Crystal Cove Post Acute Lacey	10 mi	96	not rated
Lacey Post Acute & Rehabilitation Lacey	10 mi	120	2 of 5 stars
Panorama City Conv & Rehab Ctr Lacey	11 mi	155	5 of 5 stars
Woodard Creek Health & Rehabilitation Olympia	12 mi	152	1 of 5 stars

4 Medicare-certified nursing homes are within 35 miles of North Yelm. The highest-rated is Panorama City Conv & Rehab Ctr in Lacey (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Pierce County notes

176,141 people on Medicare in Pierce County48% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Of the regional Blue plans, Regence BlueShield sells in Pierce County. WSHIP status: reasonable-choice county (what that means). See the Pierce County page for the county-wide view.

Nearby

ZIP codes around North Yelm: 98558.

Common questions

Which insurers sell Medigap Plan G in North Yelm, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in North Yelm?

Can I use Medigap at St. Clare Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in North Yelm than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.