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Medigap in Fort Lewis, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Fort Lewis is an unincorporated community in Pierce County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Fort Lewis.

Fort Lewis, Pierce County
County
Pierce County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
6 miles

Who sells Plan G and Plan N in Fort Lewis

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Pierce County residents. All plans and insurers in Pierce County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Fort Lewis

CMS lists 847 clinicians with practice locations within 8 miles of Fort Lewis, including 392 in primary care (family and internal medicine, nurse practitioners and physician assistants). Only 20 (2.4%) are listed as sometimes declining assignment, below the 4.5% statewide figure. Excess charges are rare here, which favors Plan N for people who don't see specialists often. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, chiropractic, cardiology, general surgery, and cancer care. Practices with Medicare clinicians near Fort Lewis include Dupont Physical Therapy Inc. PS, Cowlitz Indian Tribe, Elevated Eyecare LLC, Wayne Radiologists P A, and Kaiser Foundation Health Plan of Washington.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology2966 mi, Lakewood
Cancer care1827 mi, Parkland
Orthopedics1816 mi, Lakewood
Eye care365in town
Kidney care886 mi, Lakewood
Neurology1466 mi, Lakewood
Lung care1166 mi, Lakewood
Digestive care1146 mi, Lakewood
Urology916 mi, Lakewood
Dermatology616 mi, Lakewood
Diabetes and hormone care437 mi, Parkland
Ear, nose and throat706 mi, Lakewood
Physical therapy1,0054 mi, Lakewood
Mental health6414 mi, Lakewood
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Fort Lewis

HospitalDistanceTypeCMS overall rating
St. Clare Hospital
Lakewood
6 miAcute care4 of 5 stars
St. Joseph Medical Center
Tacoma
11 miAcute care3 of 5 stars
Tacoma General Allenmore Hospital
Tacoma
11 miAcute care2 of 5 stars
Providence St. Peter Hospital
Olympia
14 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Fort Lewis is St. Clare Hospital in Lakewood, about 6 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Fort Lewis

Skilled nursing facilityDistanceBedsCMS overall rating
The Oaks at Lakewood
Tacoma
5 mi805 of 5 stars
Agility Health and Rehabilitation
University Place
8 mi1203 of 5 stars
Tacoma Nursing and Rehabilitation Center
Tacoma
8 mi1505 of 5 stars
Birch Creek Post Acute & Rehabilitation
Tacoma
8 mi1241 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Fort Lewis. The highest-rated is The Oaks at Lakewood in Tacoma (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Pierce County notes

176,141 people on Medicare in Pierce County48% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Of the regional Blue plans, Regence BlueShield sells in Pierce County. WSHIP status: reasonable-choice county (what that means). See the Pierce County page for the county-wide view.

Nearby

ZIP codes around Fort Lewis: 98430, 98433, 98439.

Common questions

Which insurers sell Medigap Plan G in Fort Lewis, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Fort Lewis?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pierce County.

Do doctors near Fort Lewis accept Medicare assignment?

Of 847 clinicians CMS lists within 8 miles, 827 (97.6%) always accept assignment and 20 may not.

Can I use Medigap at St. Clare Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Fort Lewis than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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