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Medigap in Ketron Island, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Ketron Island is an unincorporated community in Pierce County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Ketron Island.

Ketron Island, Pierce County
County
Pierce County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
6 miles

Ketron Island is next to Steilacoom, and shares its doctors, hospitals and insurer line-up. The Steilacoom page has the same information in more depth.

Who sells Plan G and Plan N in Ketron Island

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Pierce County residents. All plans and insurers in Pierce County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Ketron Island

CMS lists 710 clinicians with practice locations within 8 miles of Ketron Island, including 269 in primary care (family and internal medicine, nurse practitioners and physician assistants). 43 of them (6.1%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, chiropractic, cardiology, general surgery, and orthopedics. Practices with Medicare clinicians near Ketron Island include Dupont Physical Therapy Inc. PS, Cowlitz Indian Tribe, Palm Desert Radiology Medical Group Inc., Warren General Hospital, and Musc Community Physicians.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology3106 mi, Lakewood
Cancer care1859 mi, Parkland
Orthopedics1946 mi, Lakewood
Eye care3784 mi, Lakewood
Kidney care916 mi, Lakewood
Neurology1506 mi, Lakewood
Lung care1186 mi, Lakewood
Digestive care1226 mi, Lakewood
Urology936 mi, Lakewood
Dermatology614 mi, Fox Island
Diabetes and hormone care469 mi, Parkland
Ear, nose and throat716 mi, Lakewood
Physical therapy1,0734 mi, Lakewood
Mental health742in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Ketron Island

HospitalDistanceTypeCMS overall rating
St. Clare Hospital
Lakewood
6 miAcute care4 of 5 stars
St. Joseph Medical Center
Tacoma
10 miAcute care3 of 5 stars
Tacoma General Allenmore Hospital
Tacoma
10 miAcute care2 of 5 stars
Providence St. Peter Hospital
Olympia
12 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Ketron Island is St. Clare Hospital in Lakewood, about 6 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Ketron Island

Skilled nursing facilityDistanceBedsCMS overall rating
Agility Health and Rehabilitation
University Place
6 mi1203 of 5 stars
The Oaks at Lakewood
Tacoma
6 mi805 of 5 stars
Birch Creek Post Acute & Rehabilitation
Tacoma
7 mi1241 of 5 stars
Orchard Park Health Care & Rehab Center
Tacoma
7 mi1471 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Ketron Island. The highest-rated is The Oaks at Lakewood in Tacoma (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Pierce County notes

176,141 people on Medicare in Pierce County48% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Of the regional Blue plans, Regence BlueShield sells in Pierce County. WSHIP status: reasonable-choice county (what that means). See the Pierce County page for the county-wide view.

Nearby

ZIP codes around Ketron Island: 98303, 98327, 98498.

Common questions

Which insurers sell Medigap Plan G in Ketron Island, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Ketron Island?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pierce County.

Do doctors near Ketron Island accept Medicare assignment?

Of 710 clinicians CMS lists within 8 miles, 667 (93.9%) always accept assignment and 43 may not.

Can I use Medigap at St. Clare Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Ketron Island than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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