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Medigap in ZIP code 98649, Castle Rock area
By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.
98649 is in Cowlitz County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.
- County
- Cowlitz
- Closest community
- Castle Rock
- Medicare clinicians in 98649
- 0
- Nearest hospital
- 22 mi
No Medicare clinician lists a practice address inside 98649. Nearest general hospital: Arbor Health Morton Hospital in Morton, about 22 miles. Nearest Medicare-certified nursing home: Beacon Hill Rehabilitation, about 21 miles (5 of 5 stars).
29,288 people on Medicare in Cowlitz County32% in Original Medicare (WA 50%)11% of those 65+ are 85 or older
Medigap plans sold in 98649
| Plan | Insurers | Who |
|---|---|---|
| Plan G | 15 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| Plan N | 14 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| High-deductible Plan G | 6 | HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National |
| Plan A | 14 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| Plan K | 2 | Regence BlueShield, UnitedHealthcare (AARP) |
| Plan F | 13 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
Hospitals near 98649
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Arbor Health Morton Hospital Morton | 22 mi | Critical access | not rated |
| PeaceHealth St. John Medical Center Longview | 26 mi | Acute care | 4 of 5 stars |
| Providence Centralia Hospital Centralia | 34 mi | Acute care | 3 of 5 stars |
Communities near 98649
- Mossyrock (15 mi)
- Toledo (18 mi)
- Castle Rock (18 mi)
- Onalaska (20 mi)
- Lexington (20 mi)
Neighboring ZIP codes: 98564, 98645, 98591, 98625, 98582, 98626.
Common questions
Which insurers sell Medigap Plan G in 98649?
15 insurers sell Plan G to Cowlitz County residents (OIC chart current as of October 8, 2026).
How many Medigap insurers sell in 98649?
15, the Cowlitz County line-up.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- U.S. Census Bureau 2024 ZCTA Gazetteer; 2020 ZCTA-to-county relationship file