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Medigap in Onalaska, WA: Medicare Supplement plans and prices
Onalaska is an unincorporated community in Lewis County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Lewis County
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 15 miles
Plan G and Plan N prices in Onalaska
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| Regence BlueShield | $317 | $244 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| GPM Health & Life | $466 | $239 | – |
Doctors around Onalaska
CMS lists only 2 clinicians with practice locations within 8 miles of Onalaska. Most specialist care will mean a trip to Olympia, about 33 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in physical therapy, eye care, mental health, chiropractic, cardiology, foot care, and general surgery. Few or none practice kidney care and neurology within 25 miles. Practices with Medicare clinicians near Onalaska include Lewis County Community Health Services.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 7 | 15 mi, Centralia |
| Cancer care | 3 | 15 mi, Centralia |
| Orthopedics | 6 | 15 mi, Centralia |
| Eye care | 33 | 13 mi, Winlock |
| Kidney care | 0 | 31 mi, Longview Heights |
| Neurology | 1 | 15 mi, Centralia |
| Lung care | 4 | 15 mi, Centralia |
| Digestive care | 0 | 31 mi, Longview Heights |
| Urology | 0 | 31 mi, Longview Heights |
| Dermatology | 0 | 31 mi, Longview Heights |
| Diabetes and hormone care | 0 | 31 mi, Lacey |
| Ear, nose and throat | 0 | 31 mi, Longview Heights |
| Physical therapy | 55 | 15 mi, Centralia |
| Mental health | 22 | 15 mi, Centralia |
Hospitals near Onalaska
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Providence Centralia Hospital Centralia | 15 mi | Acute care | 3 of 5 stars |
| Arbor Health Morton Hospital Morton | 21 mi | Critical access | not rated |
| PeaceHealth St. John Medical Center Longview | 31 mi | Acute care | 4 of 5 stars |
| Providence St. Peter Hospital Olympia | 37 mi | Acute care | 3 of 5 stars |
The closest hospital to Onalaska is Providence Centralia Hospital in Centralia, about 15 miles away. The highest-rated hospital in that list is PeaceHealth St. John Medical Center, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Onalaska
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Three Rivers Care Centralia | 16 mi | 83 | 5 of 5 stars |
| South Creek Post Acute Centralia | 16 mi | 128 | 4 of 5 stars |
| Sharon Care Center Centralia | 17 mi | 42 | 3 of 5 stars |
| Beacon Hill Rehabilitation Longview | 30 mi | 67 | 5 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Onalaska. The highest-rated is Three Rivers Care in Centralia (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Lewis County notes
Of the regional Blue plans, Regence BlueShield sells in Lewis County. WSHIP status: not a reasonable-choice county (what that means). See the Lewis County page for the county-wide view.
Nearby
ZIP codes around Onalaska: 98542.
Common questions
What is the cheapest Medigap Plan G in Onalaska, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Onalaska?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Lewis County.
Can I use Medigap at Providence Centralia Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Onalaska than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)