Home / Cities / Lewis County / Napavine
Medigap in Napavine, WA: Medicare Supplement plans and insurers
Napavine is in Lewis County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Napavine.
- County
- Lewis County
- Population (2024 estimate)
- 2,155
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 11 miles
Who sells Plan G and Plan N in Napavine
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Napavine
CMS lists 108 clinicians with practice locations within 8 miles of Napavine, including 50 in primary care (family and internal medicine, nurse practitioners and physician assistants). Only 2 (1.9%) are listed as sometimes declining assignment, below the 4.5% statewide figure. Excess charges are rare here, which favors Plan N for people who don't see specialists often. Within 25 miles, CMS lists clinicians in physical therapy, eye care, mental health, chiropractic, orthopedics, foot care, and general surgery. Few or none practice kidney care and neurology within 25 miles. Practices with Medicare clinicians near Napavine include Pacific Cataract and Laser Institute Inc. Pc, Lewis County Community Health Services, and Napavine Family Chiropractic PS.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 4 | 11 mi, Centralia |
| Cancer care | 3 | 11 mi, Centralia |
| Orthopedics | 6 | 11 mi, Centralia |
| Eye care | 29 | 7 mi, Winlock |
| Kidney care | 0 | 27 mi, Longview Heights |
| Neurology | 1 | 11 mi, Centralia |
| Lung care | 4 | 11 mi, Centralia |
| Digestive care | 0 | 27 mi, Longview Heights |
| Urology | 0 | 27 mi, Longview Heights |
| Dermatology | 0 | 27 mi, Longview Heights |
| Diabetes and hormone care | 0 | 31 mi, Lacey |
| Ear, nose and throat | 0 | 27 mi, Longview Heights |
| Physical therapy | 50 | 8 mi, Chehalis |
| Mental health | 20 | 8 mi, Chehalis |
Hospitals near Napavine
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Providence Centralia Hospital Centralia | 11 mi | Acute care | 3 of 5 stars |
| PeaceHealth St. John Medical Center Longview | 27 mi | Acute care | 4 of 5 stars |
| Arbor Health Morton Hospital Morton | 30 mi | Critical access | not rated |
| Capital Medical Center Olympia | 35 mi | Acute care | 3 of 5 stars |
The closest hospital to Napavine is Providence Centralia Hospital in Centralia, about 11 miles away. The highest-rated hospital in that list is PeaceHealth St. John Medical Center, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Napavine
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| South Creek Post Acute Centralia | 10 mi | 128 | 4 of 5 stars |
| Three Rivers Care Centralia | 10 mi | 83 | 5 of 5 stars |
| Sharon Care Center Centralia | 11 mi | 42 | 3 of 5 stars |
| Beacon Hill Rehabilitation Longview | 29 mi | 67 | 5 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Napavine. The highest-rated is Three Rivers Care in Centralia (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Lewis County notes
23,261 people on Medicare in Lewis County43% in Original Medicare (WA 50%)11% of those 65+ are 85 or older
Of the regional Blue plans, Regence BlueShield sells in Lewis County. WSHIP status: not a reasonable-choice county (what that means). See the Lewis County page for the county-wide view.
Nearby
ZIP codes around Napavine: 98565.
Common questions
Which insurers sell Medigap Plan G in Napavine, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Napavine?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Lewis County.
Do doctors near Napavine accept Medicare assignment?
Of 108 clinicians CMS lists within 8 miles, 106 (98.1%) always accept assignment and 2 may not.
Can I use Medigap at Providence Centralia Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Napavine than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)