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Medigap in ZIP code 99032, Sprague area
By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.
99032 is in Lincoln County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.
- County
- Lincoln
- Closest community
- Sprague
- Medicare clinicians in 99032
- 0
- Nearest hospital
- 22 mi
No Medicare clinician lists a practice address inside 99032. Nearest general hospital: East Adams Rural Hospital in Ritzville, about 22 miles. Nearest Medicare-certified nursing home: Cheney Care Center, about 24 miles (3 of 5 stars).
3,779 people on Medicare in Lincoln County80% in Original Medicare (WA 50%)11% of those 65+ are 85 or older
Medigap plans sold in 99032
| Plan | Insurers | Who |
|---|---|---|
| Plan G | 15 | Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more |
| Plan N | 14 | Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more |
| High-deductible Plan G | 6 | HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National |
| Plan A | 14 | Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more |
| Plan K | 2 | Asuris, UnitedHealthcare (AARP) |
| Plan F | 13 | Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more |
Hospitals near 99032
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| East Adams Rural Hospital Ritzville | 22 mi | Rural emergency (no inpatient beds) | not rated |
| Lincoln Hospital Davenport | 26 mi | Critical access | not rated |
| Odessa Memorial Healthcare Center Odessa | 34 mi | Critical access | not rated |
Communities near 99032
- Sprague (3 mi)
- Lamont (11 mi)
- Harrington (15 mi)
- Ritzville (21 mi)
- Medical Lake (23 mi)
Neighboring ZIP codes: 99017, 99008, 99134, 99154, 99004, 99144.
Common questions
Which insurers sell Medigap Plan G in 99032?
15 insurers sell Plan G to Lincoln County residents (OIC chart current as of October 8, 2026).
How many Medigap insurers sell in 99032?
15, the Lincoln County line-up.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- U.S. Census Bureau 2024 ZCTA Gazetteer; 2020 ZCTA-to-county relationship file