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Medigap in Algona, WA: Medicare Supplement plans and prices
Algona is in King County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- King County
- Population (2024 estimate)
- 3,269
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 2 miles
Plan G and Plan N prices in Algona
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| Regence BlueShield | $317 | $244 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| GPM Health & Life | $466 | $239 | – |
Doctors around Algona
CMS lists 3,663 clinicians with practice locations within 8 miles of Algona, including 1,794 in primary care (family and internal medicine, nurse practitioners and physician assistants). 144 of them (3.9%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, cancer care, chiropractic, and neurology. Practices with Medicare clinicians near Algona include MultiCare Health System, South Sound Inpatient Physicians PLLC, Healthpoint, Franciscan Medical Group, and Virginia Mason Medical Center.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 503 | in town |
| Cancer care | 448 | in town |
| Orthopedics | 341 | in town |
| Eye care | 715 | in town |
| Kidney care | 149 | in town |
| Neurology | 388 | in town |
| Lung care | 205 | in town |
| Digestive care | 253 | 3 mi, Federal Way |
| Urology | 157 | in town |
| Dermatology | 193 | 3 mi, Federal Way |
| Diabetes and hormone care | 92 | in town |
| Ear, nose and throat | 162 | in town |
| Physical therapy | 1,978 | in town |
| Mental health | 1,330 | in town |
Hospitals near Algona
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| MultiCare Auburn Medical Center Auburn | 2 mi | Acute care | 2 of 5 stars |
| St. Francis Community Hospital Federal Way | 3 mi | Acute care | 4 of 5 stars |
| MultiCare Good Samaritan Hospital Puyallup | 5 mi | Acute care | 2 of 5 stars |
| MultiCare Covington Medical Center Covington | 8 mi | Acute care | 3 of 5 stars |
The closest hospital to Algona is MultiCare Auburn Medical Center in Auburn, about 2 miles away. The highest-rated hospital in that list is St. Francis Community Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Algona
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Canterbury House Auburn | 1 mi | 100 | 2 of 5 stars |
| Auburn Post Acute Auburn | 2 mi | 96 | 1 of 5 stars |
| Lea Hill Rehabilitation and Care Center Auburn | 3 mi | 36 | 4 of 5 stars |
| North Auburn Care Auburn | 4 mi | 125 | 2 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Algona. The highest-rated is Lea Hill Rehabilitation and Care Center in Auburn (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
King County notes
Of the regional Blue plans, Regence BlueShield sells in King County. WSHIP status: reasonable-choice county (what that means). See the King County page for the county-wide view.
Nearby
ZIP codes around Algona: 98001, 98002, 98003, 98047, 98354.
Common questions
What is the cheapest Medigap Plan G in Algona, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Algona?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout King County.
Do doctors near Algona accept Medicare assignment?
Of 3,663 clinicians CMS lists within 8 miles, 3,519 (96.1%) always accept assignment and 144 may not.
Can I use Medigap at MultiCare Auburn Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Algona than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)