Home / Cities / Pierce County / Pacific
Medigap in Pacific, WA: Medicare Supplement plans and prices
Pacific is in Pierce County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Pierce County
- Population (2024 estimate)
- 7,085
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 3 miles
Plan G and Plan N prices in Pacific
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| Regence BlueShield | $317 | $244 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| GPM Health & Life | $466 | $239 | – |
Doctors around Pacific
CMS lists 3,680 clinicians with practice locations within 8 miles of Pacific, including 1,754 in primary care (family and internal medicine, nurse practitioners and physician assistants). 138 of them (3.8%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, neurology, and orthopedics. Practices with Medicare clinicians near Pacific include MultiCare Health System, South Sound Inpatient Physicians PLLC, Healthpoint, Franciscan Medical Group, and Virginia Mason Medical Center.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 492 | 3 mi, Algona |
| Cancer care | 266 | 3 mi, Algona |
| Orthopedics | 335 | 3 mi, Algona |
| Eye care | 688 | 3 mi, Milton |
| Kidney care | 140 | 3 mi, Algona |
| Neurology | 371 | 3 mi, Algona |
| Lung care | 200 | 3 mi, Algona |
| Digestive care | 232 | 4 mi, North Puyallup |
| Urology | 151 | 3 mi, Algona |
| Dermatology | 170 | 4 mi, Federal Way |
| Diabetes and hormone care | 83 | 3 mi, Algona |
| Ear, nose and throat | 156 | 3 mi, Algona |
| Physical therapy | 1,916 | 3 mi, Milton |
| Mental health | 1,240 | in town |
Hospitals near Pacific
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| MultiCare Auburn Medical Center Auburn | 3 mi | Acute care | 2 of 5 stars |
| MultiCare Good Samaritan Hospital Puyallup | 4 mi | Acute care | 2 of 5 stars |
| St. Francis Community Hospital Federal Way | 4 mi | Acute care | 4 of 5 stars |
| MultiCare Covington Medical Center Covington | 9 mi | Acute care | 3 of 5 stars |
The closest hospital to Pacific is MultiCare Auburn Medical Center in Auburn, about 3 miles away. The highest-rated hospital in that list is St. Francis Community Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Pacific
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Canterbury House Auburn | 2 mi | 100 | 2 of 5 stars |
| Auburn Post Acute Auburn | 3 mi | 96 | 1 of 5 stars |
| Lea Hill Rehabilitation and Care Center Auburn | 4 mi | 36 | 4 of 5 stars |
| Garden Terrace Healthcare Center of Federal Way Federal Way | 4 mi | 70 | 5 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Pacific. The highest-rated is Garden Terrace Healthcare Center of Federal Way in Federal Way (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Pierce County notes
Of the regional Blue plans, Regence BlueShield sells in Pierce County. WSHIP status: reasonable-choice county (what that means). See the Pierce County page for the county-wide view.
Nearby
ZIP codes around Pacific: 98001, 98002, 98047, 98354, 98372, 98390.
Common questions
What is the cheapest Medigap Plan G in Pacific, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Pacific?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pierce County.
Do doctors near Pacific accept Medicare assignment?
Of 3,680 clinicians CMS lists within 8 miles, 3,542 (96.2%) always accept assignment and 138 may not.
Can I use Medigap at MultiCare Auburn Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Pacific than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)