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Medigap in Pacific, WA: Medicare Supplement plans and prices

Pacific is in Pierce County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
Pierce County
Population (2024 estimate)
7,085
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
3 miles

Plan G and Plan N prices in Pacific

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
Regence BlueShield$317$244–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in Pierce County. OIC chart, October 8, 2026.

Doctors around Pacific

CMS lists 3,680 clinicians with practice locations within 8 miles of Pacific, including 1,754 in primary care (family and internal medicine, nurse practitioners and physician assistants). 138 of them (3.8%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, neurology, and orthopedics. Practices with Medicare clinicians near Pacific include MultiCare Health System, South Sound Inpatient Physicians PLLC, Healthpoint, Franciscan Medical Group, and Virginia Mason Medical Center.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology4923 mi, Algona
Cancer care2663 mi, Algona
Orthopedics3353 mi, Algona
Eye care6883 mi, Milton
Kidney care1403 mi, Algona
Neurology3713 mi, Algona
Lung care2003 mi, Algona
Digestive care2324 mi, North Puyallup
Urology1513 mi, Algona
Dermatology1704 mi, Federal Way
Diabetes and hormone care833 mi, Algona
Ear, nose and throat1563 mi, Algona
Physical therapy1,9163 mi, Milton
Mental health1,240in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Pacific

HospitalDistanceTypeCMS overall rating
MultiCare Auburn Medical Center
Auburn
3 miAcute care2 of 5 stars
MultiCare Good Samaritan Hospital
Puyallup
4 miAcute care2 of 5 stars
St. Francis Community Hospital
Federal Way
4 miAcute care4 of 5 stars
MultiCare Covington Medical Center
Covington
9 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Pacific is MultiCare Auburn Medical Center in Auburn, about 3 miles away. The highest-rated hospital in that list is St. Francis Community Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Pacific

Skilled nursing facilityDistanceBedsCMS overall rating
Canterbury House
Auburn
2 mi1002 of 5 stars
Auburn Post Acute
Auburn
3 mi961 of 5 stars
Lea Hill Rehabilitation and Care Center
Auburn
4 mi364 of 5 stars
Garden Terrace Healthcare Center of Federal Way
Federal Way
4 mi705 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Pacific. The highest-rated is Garden Terrace Healthcare Center of Federal Way in Federal Way (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Pierce County notes

Of the regional Blue plans, Regence BlueShield sells in Pierce County. WSHIP status: reasonable-choice county (what that means). See the Pierce County page for the county-wide view.

Nearby

ZIP codes around Pacific: 98001, 98002, 98047, 98354, 98372, 98390.

Common questions

What is the cheapest Medigap Plan G in Pacific, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Pacific?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pierce County.

Do doctors near Pacific accept Medicare assignment?

Of 3,680 clinicians CMS lists within 8 miles, 3,542 (96.2%) always accept assignment and 138 may not.

Can I use Medigap at MultiCare Auburn Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Pacific than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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