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Medigap in Fife Heights, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Fife Heights is an unincorporated community in Pierce County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Fife Heights.

Fife Heights, Pierce County
County
Pierce County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
3 miles

Fife Heights is next to Milton, and shares its doctors, hospitals and insurer line-up. The Milton page has the same information in more depth.

Who sells Plan G and Plan N in Fife Heights

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Pierce County residents. All plans and insurers in Pierce County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Fife Heights

CMS lists 6,621 clinicians with practice locations within 8 miles of Fife Heights, including 2,882 in primary care (family and internal medicine, nurse practitioners and physician assistants). 229 of them (3.5%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, neurology, and general surgery. Practices with Medicare clinicians near Fife Heights include MultiCare Health System, South Sound Inpatient Physicians PLLC, Healthpoint, Franciscan Medical Group, and Virginia Mason Medical Center.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology4613 mi, Federal Way
Cancer care253in town
Orthopedics2743 mi, Federal Way
Eye care583in town
Kidney care1273 mi, Federal Way
Neurology3133 mi, Federal Way
Lung care1813 mi, Federal Way
Digestive care2013 mi, Federal Way
Urology1373 mi, Federal Way
Dermatology1303 mi, Federal Way
Diabetes and hormone care763 mi, Federal Way
Ear, nose and throat1353 mi, Federal Way
Physical therapy1,735in town
Mental health1,138in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Fife Heights

HospitalDistanceTypeCMS overall rating
St. Francis Community Hospital
Federal Way
3 miAcute care4 of 5 stars
MultiCare Auburn Medical Center
Auburn
5 miAcute care2 of 5 stars
MultiCare Good Samaritan Hospital
Puyallup
5 miAcute care2 of 5 stars
St. Joseph Medical Center
Tacoma
6 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Fife Heights is St. Francis Community Hospital in Federal Way, about 3 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Fife Heights

Skilled nursing facilityDistanceBedsCMS overall rating
Garden Terrace Healthcare Center of Federal Way
Federal Way
3 mi705 of 5 stars
Avalon Care Center Federal Way, L.l.c.
Federal Way
3 mi1204 of 5 stars
Hallmark Manor
Federal Way
4 mi1472 of 5 stars
Avamere at Pacific Ridge
Tacoma
5 mi1022 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Fife Heights. The highest-rated is Garden Terrace Healthcare Center of Federal Way in Federal Way (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Pierce County notes

176,141 people on Medicare in Pierce County48% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Of the regional Blue plans, Regence BlueShield sells in Pierce County. WSHIP status: reasonable-choice county (what that means). See the Pierce County page for the county-wide view.

Nearby

ZIP codes around Fife Heights: 98003, 98023, 98354, 98421, 98422, 98424.

Common questions

Which insurers sell Medigap Plan G in Fife Heights, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Fife Heights?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pierce County.

Do doctors near Fife Heights accept Medicare assignment?

Of 6,621 clinicians CMS lists within 8 miles, 6,392 (96.5%) always accept assignment and 229 may not.

Can I use Medigap at St. Francis Community Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Fife Heights than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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