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Medigap in Cle Elum, WA: Medicare Supplement plans and insurers
Cle Elum is in Kittitas County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Cle Elum.
- County
- Kittitas County
- Population (2024 estimate)
- 2,276
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 32 miles
Who sells Plan G and Plan N in Cle Elum
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Asuris | ✓ | ✓ | – |
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Cle Elum
CMS lists 26 clinicians with practice locations within 8 miles of Cle Elum, including 14 in primary care (family and internal medicine, nurse practitioners and physician assistants). 2 of them are listed as sometimes declining Medicare assignment. That's too few clinicians to call the local rate high or low (statewide it's 4.5%), so ask your own providers whether they accept assignment. Most specialist care will mean a trip to Wenatchee, about 34 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health and chiropractic. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Cle Elum include Kittitas County Public Hospital Dist 1 and East Cascade Chiropractic, PLLC.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 0 | 32 mi, Kittitas |
| Cancer care | 0 | 33 mi, Wenatchee |
| Orthopedics | 0 | 32 mi, Kittitas |
| Eye care | 0 | 30 mi, Naches |
| Kidney care | 0 | 32 mi, Kittitas |
| Neurology | 0 | 32 mi, Kittitas |
| Lung care | 0 | 32 mi, Kittitas |
| Digestive care | 0 | 33 mi, Wenatchee |
| Urology | 0 | 32 mi, Kittitas |
| Dermatology | 0 | 33 mi, Wenatchee |
| Diabetes and hormone care | 0 | 33 mi, Wenatchee |
| Ear, nose and throat | 1 | 5 mi, Cle Elum |
| Physical therapy | 1 | 5 mi, Cle Elum |
| Mental health | 4 | 5 mi, Cle Elum |
Hospitals near Cle Elum
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Kittitas Valley Community Hospital Ellensburg | 32 mi | Critical access | not rated |
| Confluence Health Hospital Wenatchee | 34 mi | Acute care | 3 of 5 stars |
| St. Elizabeth Hospital Enumclaw | 34 mi | Critical access | 5 of 5 stars |
| Cascade Medical Center Leavenworth | 41 mi | Critical access | not rated |
The closest hospital to Cle Elum is Kittitas Valley Community Hospital in Ellensburg, about 32 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is St. Elizabeth Hospital, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Cle Elum
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Mountain View Post Acute Ellensburg | 25 mi | 74 | 2 of 5 stars |
| Cashmere Post Acute Cashmere | 31 mi | 95 | 3 of 5 stars |
| Regency Wenatchee Rehabiliation & Nursing Center Wenatchee | 33 mi | 55 | 5 of 5 stars |
| Colonial Vista Post-acute & Rehab Center Wenatchee | 34 mi | 100 | 4 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Cle Elum. The highest-rated is Regency Wenatchee Rehabiliation & Nursing Center in Wenatchee (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Kittitas County notes
Of the regional Blue plans, Asuris Northwest Health sells in Kittitas County. WSHIP status: not a reasonable-choice county (what that means). See the Kittitas County page for the county-wide view.
Nearby
ZIP codes around Cle Elum: 98941, 98943.
Common questions
Which insurers sell Medigap Plan G in Cle Elum, WA?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Cle Elum?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Kittitas County.
Do doctors near Cle Elum accept Medicare assignment?
Of 26 clinicians CMS lists within 8 miles, 24 (92.3%) always accept assignment and 2 may not.
Can I use Medigap at Kittitas Valley Community Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Cle Elum than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)