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Medigap in Ellensburg, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Ellensburg is in Kittitas County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Ellensburg.

Ellensburg, Kittitas County
County
Kittitas County
Population (2024 estimate)
20,996
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
9 miles

Who sells Plan G and Plan N in Ellensburg

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Kittitas County residents. All plans and insurers in Kittitas County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Ellensburg

CMS lists only 1 clinician with practice locations within 8 miles of Ellensburg. Most specialist care will mean a trip to Selah, about 24 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, physical therapy, chiropractic, eye care, foot care, lung care, and general surgery. Few or none practice cancer care, orthopedics, kidney care, and neurology within 25 miles.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology39 mi, Kittitas
Cancer care028 mi, Yakima
Orthopedics19 mi, Kittitas
Eye care109 mi, Kittitas
Kidney care29 mi, Kittitas
Neurology19 mi, Kittitas
Lung care49 mi, Kittitas
Digestive care027 mi, Cowiche
Urology19 mi, Kittitas
Dermatology028 mi, Yakima
Diabetes and hormone care027 mi, Cowiche
Ear, nose and throat29 mi, Kittitas
Physical therapy239 mi, Kittitas
Mental health296 mi, Kittitas
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Ellensburg

HospitalDistanceTypeCMS overall rating
Kittitas Valley Community Hospital
Ellensburg
9 miCritical accessnot rated
Yakima Valley Memorial
Yakima
28 miAcute care1 of 5 stars
Confluence Health Hospital
Wenatchee
32 miAcute care3 of 5 stars
Quincy Valley Medical Center
Quincy
35 miCritical accessnot rated
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Ellensburg is Kittitas Valley Community Hospital in Ellensburg, about 9 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Confluence Health Hospital, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Ellensburg

Skilled nursing facilityDistanceBedsCMS overall rating
Mountain View Post Acute
Ellensburg
1 mi742 of 5 stars
Yakima Valley School
Selah
24 mi1123 of 5 stars
Englewood Health & Rehabilitation
Yakima
27 mi931 of 5 stars
Good Samaritan Health Care Ctr
Yakima
27 mi1055 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Ellensburg. The highest-rated is Good Samaritan Health Care Ctr in Yakima (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Kittitas County notes

10,860 people on Medicare in Kittitas County72% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Of the regional Blue plans, Asuris Northwest Health sells in Kittitas County. WSHIP status: not a reasonable-choice county (what that means). See the Kittitas County page for the county-wide view.

Nearby

ZIP codes around Ellensburg: 98934.

Common questions

Which insurers sell Medigap Plan G in Ellensburg, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Ellensburg?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Kittitas County.

Can I use Medigap at Kittitas Valley Community Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Ellensburg than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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